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The latest news from Business Insider

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    Mark Zuckerberg

    • In an experiment testing Facebook's new "Paid For" political ad disclosures, Vice News successfully created ads on the social network that claimed to be paid for by ISIS, Mike Pence, and Tom Perez. 
    • In order to run a political ad, Facebook requires the submitter present photo ID and proof of residence. But that information isn't shown on the news feed — users only see the "Paid For " disclosure. 
    • Facebook rejected Vice's attempt to run an ad that claimed to be paid for by Hillary Clinton.
    • Vice never actually ran the ads and Facebook has since removed them, saying that “inaccurate disclaimers have no place on Facebook."

    It appears that a new political ads feature on Facebook is easily fooled.

    In an experiment testing Facebook's new "Paid For" political ad disclosures, Vice News successfully created ads on the social network that claimed to be paid for by ISIS, Vice President Mike Pence, and Democratic National Committee Chairman Tom Perez.

    Vice also submitted an ad that was "Paid for" by Hillary Clinton, which was rejected. 

    The "Paid For" feature was added by Facebook in May after it was discovered that Russians had attempted to interfere with the 2016 election by running false or misleading ads on the platform. The feature adds a small disclosure at the top of a political ad, indicating who paid for the advertisement that is appearing on a user's news feed. It's a mandatory feature that appears on every political ad on Facebook. 

    Vice found that in order to run a political ad, Facebook requires the submitter to present photo ID and proof of residence. But that information isn't shown on the news feed — users only see the "Paid For " disclosure. After Vice provided this information, it was able to successfully create fake advertisements that claimed to be paid for by ISIS, Pence, and Perez.

    Facebook did not explain to Vice why the fake Hillary Clinton ad was rejected. 

    The "Paid For by Mike Pence" ad featured an image of two women wearing burqas, with the caption "Like and share if you want burqa banned in America. Stop all invaders." The ad accompanied by "Paid for by Islamic State" was an exact copy of an ad that Russians ran on Facebook during the 2016 election. 

    Vice contacted Facebook after creating the ads, which prompted the social media company to remove them. Facebook told Vice that the ads themselves weren't the issue, but the fake "Paid For" disclosures were against its policy. 

    "Inaccurate disclaimers have no place on Facebook and these ads are no longer running," Rob Leathern, head of Facebook's Business Integrity product management team, told Vice. "Enforcement isn’t perfect — and we won't stop all people trying to game the system — but we have made it much harder and we will continue to improve."

    Facebook did not immediately respond to Business Insider's request for comment on the report. 

    To read the full story — and see the ads that were approved by Facebook — head over to Vice.

    Join the conversation about this story »

    NOW WATCH: Wikipedia founder Jimmy Wales: There's going to be an 'enormous backlash' against Donald Trump's lies


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    The Exorcist

    Every Halloween, it's the same thing. The endless TV marathons with the same movies, shown year in and year out. There's a wide variety of films out there (much better ones) and yet we're subjected to the same "classic" holiday lineup every time the leaves turn.

    If you're tired of the same old, same old, check out our list of the most overrated Halloween movies we'd love to stop airing on TV.

    "Scream" is just like any other slasher movie.

    Perhaps "Scream" was terrifying when it first hit the scene, but by now we've seen Ghostface's antics so many time we could recount them by memory. Sure, a killer in a mask is awfully terrifying and all, but it's hardly awe-inducing these days when that's just about every single slasher flick that's ever been made.

    Although "Scream" was met with praise, the sequels seem to get worse and worse with the third film scoring a 36% on Rotten Tomatoes



    "The Nightmare Before Christmas" is getting stale.

    Tim Burton's horrific holiday adventure can be classified as both a Christmas and Halloween movie, but it's not really great at being either one and constantly seeing it every single holiday season is getting stale at this point.

    We've been there so many times and we're frankly tired of the movie not materializing into much. 

    As Owen Gleiberman wrote for Entertainment Weekly, "Is it any wonder this nightmare never coalesces? He couldn't make up his mind about whether to be naughty or nice."

     



    "Hocus Pocus" isn't what it is hyped up to be.

    Let's face it, the Sanderson Sisters' Halloween dalliances just aren't as entertaining as everyone pretends they are. Although the film's name is nearly synonymous with Halloween and its followers swoon over the three witches all year long, it just isn't all that it's cracked up to be.

    At the time of its release, USA TODAY's Susan Wloszczyna wrote, "One should approach 'Hocus Pocus' as if it were one of those households that plunk toothbrushes instead of Snickers into your goody bag. Skip it."



    See the rest of the story at Business Insider

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    Undividing America Teens 4

    • You might think you know what slang words teens are using these days, but there's a good chance those are already out of fashion.
    • "YOLO,""swag," and "bae" are out, teens told Business Insider.
    • Here's how to use the slang that Gen Z is actually using without looking completely silly. 

    In May, Subway Canada ran a poll imploring Twitter users to vote on their favorite bread. Or, as they put it, their "bread bae."

    No one voted on it. Subway Canada has 135,000 followers.

    To be fair, some theorized that the poll, which ultimately racked up 13,000 retweets, was fake and simply a PR scheme to troll for tweets. Either way, the internet wasn't having it, with many saying that the use of "bread bae" sounded more like it was aggressively concocted by an out-of-touch marketing employee.

    Tons of other brands have tried and failed to pander to teens by using their vernacular. Gen Z slang has appeared in various marketing ads over the years, often drawing the ire of the very consumer base these companies are trying to attract.

    In a recent Business Insider survey of 104 teens nationwide, Generation Zs shared insight about how they communicate today. Here are 11 words that make them cringe, and what they're opting to use instead.

    SEE ALSO: 104 Generation Zs reveal what it's like to be a teen in 2018

    DON'T MISS: Generation Zs reveal their 100 favorite brands

    "Swag" describes a person who is cool or enviable, or someone can "have swag." But it hasn't been trendy since 2012, teens say.

    Source: Urban Dictionary, Business Insider survey



    Now, teens are more likely to express something that's cool as "lit." It's slightly different than swag in that it's not typically used to describe a person; a situation or thing is more likely to be described as "lit."

    Source: Urban Dictionary, Business Insider survey



    "Bae" comes from the African-American Vernacular English (AAVE) pronunciation of "babe." It used to be the ultra-popular way to refer to your significant other, but teens say it's now overused.

    Source: Urban Dictionary, Business Insider survey



    See the rest of the story at Business Insider

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    homecoming

    There are more television options than ever before, and that means it's tough to watch everything we want to. But that doesn't mean we still can't look forward to what's coming — and think about what to watch ahead of time.

    Every month, Business Insider will provide the most anticipated new shows thanks to data from television-tracking app TV Time based on its 13 million global users.

    In November, the latest iteration of "Narcos" comes to Netflix, and Julia Roberts' new Amazon drama premieres.

    Below are the five most anticipated new shows premiering in November, according to TV Time:

    SEE ALSO: Netflix CEO Reed Hastings reportedly routinely performs a 'keeper test' — and used it to fire his product chief and longtime friend after 18 years

    5. "My Brilliant Friend"— HBO, November 18

    Description: "'My Brilliant Friend' tells the story of Elena Greco, a now-elderly woman who discovers the most important friend in her life, Raffaella “Lila” Cerullo, seems to have disappeared without a trace. A writer, immersed in a house full of books, Greco turns on her computer and starts writing the story of their tempestuous friendship, starting from the point when Elena met Lila their first year of primary school in 1950.

    Set in a dangerous and fascinating Naples, their story goes on to cover more than 60 years of their lives as she tries to describe the mystery of Lila, Elena’s brilliant friend and — in a way — her best friend, and worst enemy."



    4. "Baby"— Netflix, November 30

    Description:"Inspired by a true story, this series follows a group of Roman teenagers as they defy society in their search for identity and independence."



    3. "Origin"— YouTube Premium, November 14

    Description"In 'Origin,' a chilling new original series from the producers of 'The Crown' & 'Lost,' we meet a group of troubled passengers as they wake up on a damaged spaceship abandoned in deep space. Each having left behind a dark past in search of a fresh start on a newly colonized planet, they’re desperate to survive at all costs. But as their terrifying situation spirals into paranoia, they come to realize that the greatest threat to their dream of starting over – and indeed their lives – might actually be within their midst…"



    See the rest of the story at Business Insider

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    DNA microscope genes genome

    It's been a big year for biotech companies.

    A big number of biotech IPOs debuted on the stock market this year. Yet biotech stocks have declined this year as investors soured on the sector and amid concerns about rising interest rates, according to a Goldman Sachs report released Wednesday.

    With so many companies to choose from, here are the ones Goldman recommends owning. 

    SEE ALSO: The market for biotech IPOs is red hot — here are the top 10 of 2018

    Bluebird Bio (BLUE)

    Cambridge-based company Bluebird Bio is a clinical stage company that develops gene therapies for genetic diseases and T cell-based immunotherapies. 

    Goldman is expecting a first look at early-stage data for Bluebird's bb21217 treatment for multiple myeloma, a form of blood cancer, in December. 

    Get the latest BLUE stock quote here



    BioMarin Pharmaceutical (BMRN)

    BioMarin focuses on developing treatments for rare diseases. It's expected to report third quarter results this week. 

    Goldman says that the company has room for growth with its recently launched Palynziq, which treats adult phenylketonuria, a rare inherited disorder in which the body can't process an amino acid called phenylalanine

    Goldman also said treatments with potential include vosoritide (treats achondroplasia, a type of short-limbed dwarfism), val-rox (hemophilia A gene therapy), and BMN250 (treats Sanfilippo Syndrome B). 

    Get the latest BMRN stock here



    CRISPR Therapeutics (CRSP)

    CRISPR Therapeutics  is using the CRISPR/Cas9 complex to edit genes and has programs in sickle cell disease, immuno-oncology, and regenerative medicines. 

    Get the latest CRSP stock here



    See the rest of the story at Business Insider

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    kaley cuoco

    • Kaley Cuoco noticed people asking if she was pregnant in one of her latest Instagram posts.
    • She took to her Instagram story to shut down the rumors, and also shut down the negativity.
    • "But seriously, shut up!" the actress said in her response.

    Kale Cuoco is no stranger to shutting down negativity when she sees it, and now she's turning her attention to people who recently commented on her appearance in a recent Instagram post. 

    As seen in a video shared by the Daily Mail, the "Big Bang Theory" star took to her Instagram story to address comments under a photo she recently shared in which some people asked if the actress was pregnant

    "Would you ever walk up to someone on the street or at an event where they're obviously dressed up and say, 'are you pregnant?'" Cuoco said in the video. 

    "It's just so comedic and shocking that people would ask that," she added. "I'm not pregnant, I guess it was a pregnant angle. But seriously, shut up!" 

    Cuoco previously shut down negativity when people left nipple-shaming comments on a recent workout video, and she reminded her audience once again to keep the negativity at bay.

    "If you don't have something nice to say, don't say it," she concluded. "But we all know that's not gonna happen, but I thought I'd say it anyway." 

    Visit INSIDER's homepage for more.

    Join the conversation about this story »

    NOW WATCH: 7 surprising celebrity TV cameos you may have missed


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    Google Search

    Switching your search engine is not something to be taken lightly — it's our internet lifeblood.

    We rely daily on algorithms we don't understand to surface the exact article we're looking for. And if for some reason it's not at the top of our results — even if the search we entered was a half-baked string of words — we get frustrated. 

    Luckily, in 2018, Google has put most of those frustrations to rest. 

    But now that search seems to be in a "steady state," it gives us some time to consider what else is out there. These past two weeks, I did something that 15, maybe even 10 years ago, may have been inconceivable: I gave other search engines a go. 

    First, I tried the privacy-focused, ad-blocking DuckDuckGo. The next week I moved to Microsoft's Bing, something I never thought I'd hear myself say. 

    The move off of Google wasn't as bad as I imagined when first taking on the task. It amazed me that other companies are now competitive with Google when it comes to search. 

    As for the differences and the overall search engine champion, here's what I found: 

    SEE ALSO: Amazon just opened its newest cashier-less store in San Francisco — take a look inside

    HOMEPAGES: The Google Doodle is hard to beat. Most days, Google offers up a new illustration that's often significant to that day.

    On this particular day, I learned about the Chinese-American artist Tyrus Wong who worked on Disney's "Bambi" and lived to be 106.

    Also available to click on (though I haven't in years) is the "I'm Feeling Lucky" button. Clicking this button will pull up anything from a list of trending restaurants to a quick game of solitaire — sort of like Google's version of the website Stumble Upon. 



    The homepage for DuckDuckGo is pretty much barren. The only call to action is to click on the text box and start typing.

    DuckDuckGo does make changing themes quite simple if you're looking to mix things up a bit. I chose to go Dark Mode. 



    Instead of illustrations, Bing decided to go with daily photographs around the world, often of beautiful landscapes presumably meant to inspire.

    Bing also provides some thumbnails at the bottom of the page of "trending" news stories. The headlines were typically catchy, and I was often tempted to click. 

    Below the fold, there are lifestyle stories, homepage photos from recent days, and a timeline of notable events that happened on that particular day in history. 

    Bing's homepage is easily customizable, so you can get rid of this news feature and the photography if you want to focus on search. 



    See the rest of the story at Business Insider

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    iPhone XR

    The iPhone XR has officially arrived in stores, and if you're like me, it may have gotten you thinking: Should I upgrade? 

    There's plenty to like about the iPhone XR as someone who owns an older iPhone. Its price point, while high, isn't scary high — $750 is a lot easier to justify than $999. I use an iPhone 6s, and what's kept me from upgrading the last few years is the absolutely insane expense of purchasing a new iPhone. 

    And for the first time in a long time, an iPhone comes in fun colors. And not just a few colors, but a lot of colors. 

    Plus, and I think this is the biggest perk for me, the camera is expected to be very good — a truly noticeable upgrade from older phones like the iPhone 6. 

    But if you're upgrading from an older phone — an iPhone 5S, an iPhone 6, an iPhone 6S, or even an iPhone 7 — you're going to have to prepare yourself for a lot of changes ahead. The iPhone has evolved a lot in the last five years, and even in the last two years, which means you may have to adjust to a rather foreign-feeling device. 

    Here's everything you should know before upgrading to the iPhone XR from an older iPhone. 

    SEE ALSO: Battle of the big phones: How Google's new Pixel 3 XL compares to the jumbo iPhone XS Max

    1. The iPhone XR is bigger than phones like the iPhone 7, iPhone 8, and even the new iPhone XS.

    If you were expecting the iPhone XR to be a reasonable-sized device, you're going to be disappointed. 

    The iPhone XR is bigger than the iPhone 6, 6s, 7, and 8, and even the slightly larger iPhone X and iPhone XS. Its not quite as large as a "Plus" model of the iPhone, but it's certainly on the larger side. 

    If you're someone who prefers smaller phones, you're going to have think carefully about whether you're willing to make the jump. 



    2. The iPhone XR has a bigger display than any standard-sized or plus-sized iPhone that came before it.

    While the iPhone XR may not be as physically large as an iPhone 6, 7, or 8 Plus, its screen is bigger. 

    The iPhone XR has a 6.1-inch LCD display, which is larger than the 5.5-inch LCD screen you'll find on any of the older Plus iPhones. 

    That being said, its display is still smaller than the iPhone XS Max, which has a 6.5-inch OLED display. 



    3. The iPhone XR is heavier than most older iPhones.

    The iPhone XR is significantly heavier than iPhones past — it weighs in at 194 grams. Here's how that compares to past phones:

    iPhone 8 — 148 grams

    iPhone 7 — 138 grams

    iPhone 6S — 143 grams

    iPhone 6 — 129 grams

    For obvious reasons, the Plus models of all those phones are a bit heavier, although only the iPhone 8 Plus and iPhone XS Max weigh more than the iPhone XR.



    See the rest of the story at Business Insider

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    godfather horse head scene

     

    In the classic 1972 film "The Godfather," one unlucky character named Jack Woltz, who lived in a beautiful Los Angeles mansion, made the mistake of crossing the Corleone family. The next morning, he woke up covered in blood with a severed horse head in his bed, now one of the movie's most iconic scenes.

    Fans of "The Godfather" will be happy to know that they can now buy the Los Angeles home where the scene took place — as long as they have $135 million to spare.

    The sprawling 153,692-square-foot Beverly Hills estate, nicknamed "The Beverly House" and once owned by media titan William Randolph Hearst, was previously on the market for $195 million in 2016, according to Forbes, so you could say the new price is an offer you can't refuse.

    The property was previously for rent for $600,000 a month in 2013, The New York Daily News reported.

    If it sells for its current asking price, the Beverly House will be the most expensive home sale in California, beating the record of a $110 million home sold in Malibu in April 2018. Jade Mills of Coldwell Banker in Beverly Hills has the listing.

    Here's a look at the estate, which sits on 3.5 acres of prime Los Angeles real estate.

    SEE ALSO: An $82 million penthouse apartment in NYC's tallest residential building offers 360-degree views of Central Park and the city — but nobody wants to buy it

    The Mediterranean-inspired mansion in Los Angeles is asking $135 million.

    Source: Coldwell Banker Residential Brokerage



    It was used in several scenes from "The Godfather," where it portrayed the home of the character Jack Woltz, a movie producer.

    Source: IMDb



    It was the setting for one of the movie's most iconic scenes, in which Woltz wakes up to a bloody, severed horse head in his bed.

    Source: IMDb



    See the rest of the story at Business Insider

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    Meghan Tiara royal wedding tiara Queen Mary

    • Meghan Markle's wedding outfit has gone on display at Windsor Castle.
    • The exhibition includes an audio recording of Meghan discussing how the outfit came together.
    • She recalled meeting Queen Elizabeth II at Buckingham Palace and choosing a platinum-and-diamond Art Deco tiara.
    • Prince Harry went along even though, in his words, "I shouldn’t have really even been there."

    Meghan Markle has talked about the "surreal" experience of choosing a diamond tiara to wear at her wedding with the personal help of Queen Elizabeth II.

    She described selecting the piece at Buckingham Palace in the run-up to her wedding to Prince Harry in May, on which she gained the title Duchess of Sussex and formally joined the royal family.

    Prince Harry also commented on the selection day, which he came along to even though, in his words, "I shouldn’t have really even been there".

    She chose a platinum tiara inlaid with ten diamonds. The tiara was made in the 1930s for Queen Mary, the grandmother of Queen Elizabeth, and is known as the Queen Mary Bandeau.

    She discussed the day she chose the item in a newly-released audio to accompany an exhibition of her wedding outfit at Windsor Castle, which opened Friday.

    In the recording, cited by MailOnline, Meghan says:

    "When it came to the tiara on the day, I was very fortunate to be able to choose this gorgeous Art Deco-style bandeau tiara.

    "Harry and I had gone to Buckingham Palace to meet with Her Majesty the Queen to select one of the options that were there, which was an incredibly surreal day as you can imagine.

    She praised the tiara for being "so clean and simple", which she said was the ideal complement for her Givenchy wedding dress.

    Harry also spoke on the recording, describing the Queen Mary tiara as "the one that suited the best, the one that looked the best on you without question."

    He added: "I shouldn’t have really even been there, but such an incredible loan by my grandmother, it was very sweet."

    The exhibition at Windsor Castle opened while Meghan and Harry were on the other side of the world, attending the Invictus Games athletics event for wounded soldiers in Sydney, Australia.

    Join the conversation about this story »

    NOW WATCH: What marijuana looks like under the microscope


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    Bonus Iceland

    • Bónus is a chain of discount grocery stores based in Iceland.
    • I took a trip to the land of the ice and snow last month and needed to grab a few incidentals here and there.
    • The Icelanders that I spoke to all recommended shopping at Bónus for its low prices.

    Visiting an Icelandic chain of discount grocery stores wasn't on my vacation itinerary.

    But learning about Bónus ended up being, well, a huge bonus during my visit to Reykjavik last month. My friend and I weren't initially planning on hitting up a grocery store during our Labor Day weekend trip, but we needed to pick up a few items since her bag hadn't made our flight from JFK. That's how we ended up visiting Bónus.

    Founded in 1989, the company now employs 1,000 people, according to the grocery chain's website. There are 20 Bónus stores in Iceland, and 12 in the Faroe Islands.

    The store might not boast an international presence, but it's still managed to attract attention from visitors to Iceland thanks to its thrifty prices and its plump, pink piggy bank logo. 

    Here's a look inside Bónus:

    SEE ALSO: 12 surprising differences between Icelandic and American culture

    DON'T MISS: An airline is going to pay 2 friends $4,000 each per month to move to Iceland and travel the world, accommodation included

    SEE ALSO: Here's how Trader Joe's keeps its groceries so cheap

    My friend and I first heard about Bónus on the taxi ride from the airport to our hotel.



    The cab driver pointed out a store with a jolly piggy bank on its sign as we drove into Reykjavik.



    He told us that Bónus was the least expensive grocery chain in town, and recommended shopping there.



    See the rest of the story at Business Insider

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    CNN Newsroom With Victor Blackwell and Christi Paul   10_52_38 AM (1)

    • At least four people were confirmed dead Saturday morning after a gunman opened fire at a Pittsburgh synagogue.
    • Police responded to reports of an active shooter during a prayer service at the Tree of Life Congregation Synagogue, where local media reported people were still barricaded inside. 
    • Officials confirmed the shooter was in custody after "multiple casualties" inside the synagogue in addition to 3 officers who were shot. 

    At least four were confirmed dead in a shooting at a Pittsburgh synagogue Saturday morning after a gunman opened fire on a prayer service and targeted the responding police, the local CBS affiliate reported. 

    Officials confirmed "multiple casualties" inside the synagogue in addition to 3 police officers who were shot before the shooter was taken into custody.

    Local media reported officials expect more victims as they examine the scene. 

    Police responded to reports of the active shooter at the Tree of Life Congregation Synagogue in Pittsbugh's Squirrel Hill neighborhood. Officers were reportedly forced to use their cars as shields as the gunman targeted them. 

    Agents from the Bureau of Alcohol, Tobacco and Firearms were also reportedly responding to the scene.

    Pittsbugh Public Safety officials confirmed the situation and urged residents to avoid the area. 

    A reporter for Pittsburgh's WPXI tweeted a video of the heavy police presence.  

    President Donald Trump tweeted that he was watching the events unfold. 

    This is a developing story. Check back for updates. 

    Join the conversation about this story »

    NOW WATCH: What marijuana looks like under the microscope


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    galaxy s10 concept

    Samsung's next-generation Galaxy S10 could deliver significant updates in design and features to the South Korean smartphone manufacturer's flagship line of premium smartphones.

    At least, that's what the rumors are suggesting. Even Samsung's mobile-business leader, DJ Koh, has chimed in to hype up the next Galaxy S smartphone.

    If the rumors are accurate, we should expect a pretty significant overhaul in the Galaxy S10 lineup that could see the adoption of new technologies, next-gen specs, and a more modern design. The rumors paint a futuristic vision of the Galaxy S10's looks.

    Most recently, Bloomberg has come out with a report that adds credence to some of the rumors below. 

    Check out the leaks and rumors about the Galaxy S10, with a little visual help from a video by the concept artist Concept Creator:

    SEE ALSO: 5 new Google gadgets that leaked ahead of the company's big October event

    There will be three models of the Galaxy S10.

    Samsung is supposedly planning to offer three variants of the Galaxy S10, according to the often reliable technology analyst Ming-Chi Kuo, who has accurately predicted elements of new Apple iPhones. 

    Kuo believes one model will have a 5.8-inch display, another will have a 6.1-inch display, and the third will have a 6.4-inch display. 

    The latest from Bloomberg suggests that one of the models will be a more budget friendly version of the Galaxy S10 that won't come with the curved edges, but rather a more traditional flat display.

     



    There could be another variant that supports new ultra-high-speed 5G networks.

    The larger Galaxy S10 Plus model could come in two variations, one of which could have 5G support, XDA Developers reported, citing information it found in the code in an upcoming software update for the Galaxy S9 Plus.

    Bloomberg's report suggests the Galaxy S10 models will be compatible with Verizon's 5G network, but it isn't clear exactly which models it was referring to, whether it's the two higher-end models, or even all three models. 

    5G is a new wireless standard that promises extremely fast data speeds and potentially less congestion than today's 4G LTE standard. That means 5G data speeds could still be fast even during times of peak data traffic.

    So far, however, 5G availability is extremely limited and hasn't been fully deployed by most carriers.



    Rumors are suggesting that the Galaxy S10 will have a front-facing fingerprint scanner underneath the display.

    A front-facing fingerprint scanner embedded underneath the display is perhaps the most hotly anticipated feature that could come to the Galaxy S10 — and the rumor mill says it's well on its way.

    It would certainly add to the futuristic look and feel of the Galaxy S10. So far, some phones from Chinese manufacturers — including Vivo, Xiaomi, Oppo, and Huawei — have this kind of hidden fingerprint sensor.

    One of the latest rumors is that embedded fingerprint sensors will come standard on two of the upcoming Galaxy S10 models, according to The Investor, as well as a more recent Bloomberg report.

    Samsung is still deciding whether or not the lower-end Galaxy S10 model with a supposedly flat display will come with an in-display fingerprint sensor, according to Bloomberg. The Investor suggests it could have a regular fingerprint scanner on the side of the phone. The rumor lines up with Kuo's earlier predictions.



    See the rest of the story at Business Insider

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    man silhouette alone sunrise sunset

    • 22-year-old Shrenik Jain dropped out of a triple major at Johns Hopkins to create Marigold Health, a startup that offers a new kind of addiction treatment.
    • Jain's startup recently got backing from Silicon Valley health venture fund Rock Health, along with Rough Draft Ventures powered by General Catalyst, a VC that's funded successful startups like Jet.
    • Other notable backers include the National Institutes of Health, the US government's chief medical research agency.
    • Marigold offers patients access to text-based peer support groups that are monitored by a social worker and informed by advanced data analytics software.

    After working as a Baltimore EMT for two years and regularly reviving people who'd overdosed on opioids, Shrenik Jain decided there had to be a better way to help people with addiction.

    So a few years ago, he dropped out of Johns Hopkins and went to work on a startup designed to help prevent people from overdosing in the first place.

    Today, that startup is called Marigold Health, and it recently received an undisclosed amount of funding from influential Silicon Valley health venture fund Rock Health. Other backers include Rough Draft Ventures of General Catalyst, the Cambridge-based VC that's funded successful startups like Jet, Snap Inc., and Kayak, as well as Johns Hopkins' tech venture arm. The National Institutes of Health also offered Marigold a grant to validate the platform.

    Marigold provides people with access to group therapy — somewhat similar to what people with addiction may engage in face-to-face in the rooms of 12-step programs like Alcoholics Anonymous or Narcotics Anonymous. But unlike those resources, Marigold's group texts can be paid for by insurers. And thanks to a finely-tuned set of data analytics tools, Marigold also keeps track of patients in the system to ensure they're progressing; if they're headed in the other direction, someone from Marigold reaches out to help.

    No other system for helping patients with addiction in this way currently exists. For patients with depression or anxiety, a handful of tools let individuals text a therapist (or an AI-powered chatbot) for support between in-person sessions; some of those tools allow people to keep track of their symptoms, but many do not. But when it comes to drug addiction, which can coincide with depression but is a separate clinical issue, those kinds of tools are scant.

    "There's nothing else like this today," Jain told Business Insider.

    To be clear, neither Jain nor his cofounder Ravi Shah aim for Marigold to replace any current addiction treatment method. Instead, Marigold is intended to complement a patient's existing treatments, which could include attending NA meetings, taking medications like naltrexone or buprenorphine, or having regular sessions with a therapist in person.

    "We're not saying that peers are going to replace clinicians," Jain said. "We're saying that peers can do something valuable and distinct from clinicians in the care continuum. And they can do so cost-effectively."

    Peer groups: an imperfect lifeline for patients with addiction

    Two athletes reaching their hand outIn 2016 alone, 62,000 Americans died from a drug overdose, and recent data suggest that our current treatments for addiction are barely making a dent in the problem.

    marigold health appPart of the problem is that addiction is a chronic condition that can last anywhere from several years to a lifetime, but most current healthcare models treat it as a short-term illness. Health insurance coverage for in-patient treatment can be limited; during this time, patients are advised to detox and attend 12-step meetings. If and when patients relapse, there's little recourse for help. Patients frequently end up back in the hospital, where they can rack up large medical bills.

    Peer groups can help. The authors of a 2016 study published in the journal Substance Abuse and Rehabilitation, for example, found higher rates of abstinence, more satisfaction with treatment, and significant reductions in relapse rates among people who participated in peer groups for substance abuse compared with people who did not.

    But peer groups aren't perfect — many lack the necessary structure to keep discussions on track and the oversight needed to ensure patient safety and security. Jain has some first-hand experience with this, having worked at a nonprofit called Thread where he served an advisory role with a group of underserved Baltimore high schoolers who'd experienced trauma and anxiety.

    "When you put patients in peer groups they engage really well, but the problem is it's really hard to have oversight," Jain said.

    On Reddit, for example, people will invade peer groups created for individuals with depression who are being monitored on suicide watch. At 12-step programs, drug dealers show up to take advantage of vulnerable attendees, and sexual harassment is widespread (there's even a name for it: "13th stepping"). Plus, there's little that peers can do when one of their members suddenly goes missing.

    "It's not like high blood pressure or any other kind of disease where you can look at labs," Jain said. "There's no way to passively track a patient in the community short of tracking them down."

    What Marigold offers that other text-based interventions don't

    texting working lateMarigold offers a potential solution.

    Its algorithm, which Shah designed, uses artificial intelligence and natural language processing to monitor group chats; a certified social worker regularly scans the group and looks at the data that the algorithm provides. All of this happens under the oversight of Geetha Jayaram, an associate professor of psychiatry at Johns Hopkins. The Marigold platform is HIPAA-compliant, so patient privacy is secured. 

    "Coming from an engineering perspective, we were like, let's use natural language processing — not to build a bot — but to actually look at the sentiment in the messages and make it so a health care provider doesn't have to read every single message manually," Jain said.

    Jain claims this will allow providers to see anywhere from seven to 10 times as many patients as they would without the tool. That's all thanks to Satya Bommaraju, Marigold's chief data scientist and a fellow former Johns Hopkins student who put his plans for a PhD on hold to work at the startup.

    Jain and Shah plan to sell Marigold directly to health care providers and health plans. He says they'll be incentivized to cover the treatment because it will save them in the long-term on hospital readmissions, ER visits, and other medical bills that crop up when patients with addiction relapse.

    Bill Evans, the CEO and managing director of Rock Health, one of Marigold's backers, agreed.

    "For providers right now there's an opportunity to get reimbursement for something they want to provide but they don't have the tool," Evans told Business Insider.

    Marigold could be one of those tools, he said.

    DON'T MISS: DNA tests that cost as much as $750 claim to tell you which antidepressant is best for you, but scientists say they're not worth the money

    SEE ALSO: Most rehabs don't offer a science-backed treatment for drug addiction. A new initiative aims to change that.

    Join the conversation about this story »

    NOW WATCH: Award-winning footage of the microscopic world around us


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    gen z studying

    It might be hard to imagine that people born as late as 2000 — a designation known as Gen Z  — are already entering the professional workforce.

    But they are, and there's a few jobs in the tech sphere that 18- to 25-year-old workers are particularly excited about. Some of those jobs are even nearing the six-figure salary mark.

    Comparably, a website that monitors the job market for trends, compiled a list of the 15 most popular tech jobs for Gen Z workers, ordered by average salary: 

    15. Customer service rep ($43,924)

    A customer service rep is responsible for addressing any concerns or issues a customer may have, as well as answering inquiries and questions. 



    14. Marketing associate ($50,185)

    A marketing associate is an entry-level worker who will work on the marketing team to advertise and promote the business. 



    13. Technical support manager ($50,306)

    The technical support manager is in charge of the tech support team, which handles any issues with the company's technology or systems. 



    See the rest of the story at Business Insider

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    elon musk

    • Tesla CEO Elon Musk touted on Twitter a way customers can essentially get a three-day test drive of one of the company's electric cars.
    • Customers who purchase a car can return it within that period for a refund.
    • Musk was responding to a tweet by CoverGirl model James Charles, who doesn't meet Tesla's age requirement to test  drive one of its cars.

    Consumers worried about buying a Tesla vehicle before they've ever test driven one can exploit a loophole that will let them try out a car for three days.

    Better yet: The workaround is sanctioned by none other than CEO Elon Musk himself.

    Customers who buy a Tesla car without having test driven it first can essentially get one for a three-day test drive. Such customers can return their vehicle within three days for a refund, he said on Twitter. By contrast, consumers who buy one after having a test drive have only one day to return it.

    Musk's tweet was in response to one by James Charles, a YouTube personality, makeup artist, and CoverGirl model. Charles, who is 19, said he's interested in buying Tesla's Model X, but didn't want to do so without test driving it first. Unfortunately for him, Tesla requires those who test drive its cars to be 21 or older.

    The "Model X is at the top of my wishlist but [I'm] really disappointed that I can't test drive because I’m not 21," Charles said.

    Although Musk's tweet was in response to Charles particular problem, Tesla's policy could be helpful to other potential customers. Because the company's vehicles — particularly the new Model 3 — are often in short supply and the company has a limited number of dealerships around the country, consumers sometimes have to purchase a vehicle before they get to test one out.

    Musk's "buy-first, test-later" strategy may be effective, but with the cheapest Tesla staring at around $45,000, you'll have to put down a pretty big deposit just to take a test drive. 

    Now read:

    SEE ALSO: Elon Musk reportedly calls the Tesla whistleblower who claimed the company spied on employees a nut

    Join the conversation about this story »

    NOW WATCH: Wikipedia founder Jimmy Wales: There's going to be an 'enormous backlash' against Donald Trump's lies


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    vladamir putin russia

    • A Russian woman has been charged by the US Justice Department with conspiring to interfere with the US midterm elections.
    • She has been accused of orchestrating a $35 million social media scheme to create fake accounts and post divisive propaganda, similar to what happened in the 2016 election.
    • The US Justice Department shared examples of the content being shared, from fiscally conservative memes to far-right, Islamophobic propaganda.

    The US Justice Department has charged a Russian woman with links to a close ally of President Vladimir Putin with conspiring to interfere in the upcoming US midterm elections.

    The criminal complaint, filed in September and publicly disclosed on Friday, alleges that Elena Khusyaynova was instrumental in a wide-ranging campaign to influence American politics via social media, evidence that Russian attempts to interfere in domestic American affairs did not end with the 2016 US election. 

    The efforts, apparently referred to as Project Lakhta," involved the creation of thousands of social media and email accounts, and had a budget of more than $35 million, the criminal complaint alleges.

    As in 2016, the fake accounts posted highly politically charged content to social media platforms like Facebook and Twitter in apparent attempts to inflame the domestic political divisions that have split America.

    The material shared was apparently both left- and right-wing in nature — but the examples the criminal complaint has publicized are typically on the right of the spectrum, and range from fiscally conservative memes to far-right, Islamophobic talking points.

    They demonstrate how Russian trolls are leaping on — and fueling — right-wing narratives in the United States in attempts to sow political division. In one example, a Russian conspirator using the fake name "Rachell Edison" posted a meme that belittled concerns about police brutality and racism, accusing the mainstream media (or "MSM") of having "warped judgement.

    US Justice Department facebook russia

    In another, "Bertha Malone" praised Donald Trump for removing government regulations.

    US Justice Department facebook russia

    Other examples provided in the criminal complaint are more extreme. One Islamophobic image, also shared by "Bertha Malone," suggests Islam is a "cult," and was captioned; "Dam right! and we all know which cult we need to kick out of America..."

    US Justice Department facebook russia

    A fourth image spreads the conspiracy theory that Obama has "ties to the Muslim Brotherhood," with the caption adding that "media should investigate this traitor and his plane [sic] to Islamize this country." 

    US Justice Department facebook russia obama

    Do you work at Facebook? Got a tip? Contact this reporter via Signal or WhatsApp at +1 (650) 636-6268 using a non-work phone, email at rprice@businessinsider.com, WeChat at robaeprice, or Twitter DM at @robaeprice. (PR pitches by email only, please.) You can also contact Business Insider securely via SecureDrop.

    Now read:

    SEE ALSO: Apple CEO Tim Cook demands Bloomberg retract its report on Chinese chip hacking: 'There is no truth in their story'

    Join the conversation about this story »

    NOW WATCH: This company spent 10 years developing a product that allows humans to scale walls like a gecko


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    2018 MacBook Pro

    There's a store on Apple's website that's hard to find, but it's the best place to find Apple products for a discount.

    I'm talking about Apple's Refurbished Mac store, where you can find a variety of used Apple products that have been refurbished by the company itself. You get a 15% discount, which doesn't sound like a lot, but it's still a few hundred dollars off the price tag of a brand new model — and that's an extra few hundred dollars in your pocket that you wouldn't have if you went with a brand-new unit.

    I'm aware that the word "refurbished" might put some people off, but if my fantastic experience with a refurbished 2016 15-inch MacBook Pro is anything to go by, there's nothing to worry about. 

    Apple's refurbished laptops are especially smart to consider right now. Apple has started selling refurbished units of its 2018 lineup, which come with the most important update for Apple laptops in years: Intel's latest 8th-generation of chips.

    Intel's 8th-generation of chips is meaningful. So meaningful, in fact, that I'd dissuade most people from buying Mac laptops with older generations of Intel chips, especially in the 13-inch models, whether they're brand new or refurbished.  

    That's because Intel's 8th-generation of chips in Mac laptops contain four or more cores. For those who use Macs for regular work with more or less "basic" apps like Microsoft's Office Suite, office messaging apps, and a web browser, it means better longevity for your Mac. It'll potentially give your MacBook longer legs by handling your workload for a longer time period than Mac laptops with older Intel chips that come with two cores. 

    And for those using video and photo editing software, four cores or more mean faster and smoother editing.

    Check out how you can get your hands on a 2018 MacBook Pro that's been refurbished by Apple itself, and what to look out for:

    SEE ALSO: Buying a MacBook Pro from Apple's Refurbished Mac store was the best decision I made when getting a new computer

    First, you need to get there, and the easiest way is to either click the link below or search for "Apple Refurbished Mac Store."

    You'll find Apple's Refurbished Mac Store by clicking here



    Then, click on the MacBook Pro with the screen size you're looking for.

    Apple offers refurbished models for both its 13-inch and 15-inch models. However, at the time of writing this article, only 13-inch 2018 refurbished models are still available.

    You can find the options towards the top left of the site, or click here to go directly to the 13-inch models, and here for the 15-inch models



    Here's what to look for when browsing through the 13-inch models:

    Apple's 13-inch 2018 MacBook Pro uses Intel's 8th-generation "Core i5" chip that comes with four cores. You can easily tell which laptops have that chip by looking for the word "quad-core" in the unit's name. For example, you'll see "Refurbished 13.3-inch MacBook Pro 2.3GHz quad-core Intel Core i5 with Retina display - Silver" when browsing through the store.

    Those units that don't come with Intel's 8th-generation of chips will say "dual-core." You'll also see the original release date as "2017." You have to scroll all the way to the bottom to find the 2018 quad-core units. 



    See the rest of the story at Business Insider

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    electrician street light

    • New York City is a popular destination for workers eager to join corporate life, but some of the highest-paid employees in the city have trade jobs. 
    • Merlin, a job-search site for hourly workers, conducted a survey among 8,822 users based in New York to determine the highest-paying hourly jobs.
    • Nurse is the highest-paid hourly job in New York City at $36.87 an hour — nearly three times the city's minimum wage.

    Several workers flock to New York City for high-paying corporate jobs, but some of the highest-paid hourly employees are in the trades, such as electricians or plumbers.

    Merlin, a job-search site for hourly workers, conducted a survey among 8,822 users based in New York to determine the median pay for hourly jobs. For jobs posted on the platform, the lowest salary limit was used to calculate hourly earnings while considering varied pay periods.

    The minimum wage in New York City is $13 an hour, but is set to rise to $15 by the end of 2018 for big companies (those with 11 or more employees).

    Nurse is the highest-paid hourly job in New York City at $36.87 an hour — nearly three times the city's minimum wage. A mechanic, the lowest earning job on the list, earns $4.20 more than the city's current minimum wage. 

    Below, check out the highest-paid hourly jobs in New York City. All figures represent the median for the respective industry based on the survey responses.

    SEE ALSO: 20 years of government data says raising the minimum wage could be good for workers, businesses, and the economy

    DON'T MISS: Amazon will raise workers' minimum wage to $15 an hour, more than twice the federal minimum — here's how many people in each state make minimum wage or less

    15. Mechanic

    Median hourly wage: $17.20



    14. Medical biller

    Median hourly wage: $17.49



    13. Bus and shuttle driver

    Median hourly wage: $18.24



    See the rest of the story at Business Insider

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