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The latest news from Business Insider

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    Liquid gold is poured to form gold dore bars at Newmont Mining's Carlin gold mine operation near Elko.


    Newmont Mining, the giant Colorado-based gold miner, said Monday it would buy Canadian rival Goldcorp for $10 billion in a stock-for-stock transaction. The deal would create the world's largest gold producer called Newmont Goldcorp.

    Newmont said it would acquire all of Goldcorp's outstanding common shares, buying each share for 0.3280 of a Newmont share — a 17% premium to Friday's closing price, according to the companies' announcement. The newly formed Newmont Goldcorp shares would look to list on the Toronto Stock Exchange.

    The combined company would offer a $0.56 a share dividend — the highest annual dividend among senior gold producers, according to a press release.

    The deal highlights further consolidation in the gold-producer space. Barrick Gold and Randgold Resources said last year they would merge, and the deal was completed earlier this year.

    On Monday, shares of Newmont Mining fell about 6% in pre-market trading, while Goldcorp surged nearly 10%. The VanEck Vectors Gold Miners Exchange-Traded Fund was up just under 1% in pre-market trading.

    The price of gold has risen 4% in the last three months amid widespread market volatility; the asset is typically considered a safe haven for investors.

    Now read:

    Join the conversation about this story »

    NOW WATCH: The equity chief at $6.3 trillion BlackRock weighs in on the trade war, a possible recession, and offers her best investing advice for a tricky 2019 landscape


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    narcos mexico

    • Netflix's negative free cash flow, which reached a high of $3 billion in 2018, has been one of the few sources of worry for Wall Street analysts and investors.
    • Netflix has said it needs negative free cash flow to fund its increased investment in original TV shows and movies, but it's hard to assess the value of that content over their lifetime, making it difficult to project the company's financial future.
    • But Morgan Stanley sees signs that Netflix's financials are on the right track and predicts the streaming giant will become free cash flow positive in 2021 and reach over $10 billion in free cash flow in 2025.

    As Netflix has morphed from David into Goliath, there has been one lingering question lurking around the positive chatter: When is this company going to stop burning cash?

    Netflix said it expected its negative free cash flow to reach $3 billion in 2018, up from $2 billion in 2017 (we'll know for sure when it reports earnings on January 17).

    Why is that number soaring?

    Netflix CEO Reed Hastings explained the reason for the rise in cash burn best in 2017.

    "When we produce an amazing show like 'Stranger Things,' that's a lot of capital up front, and then you get a payout over it over many years," Hastings said. "And seeing the positive returns on that for the business as a whole is what makes us comfortable that we should continue to invest."

    Netflix’s production of original series like “Stranger Things” has ramped up over the last few years, and the company has made moves to own the entire production and distribution pipeline by signing big-name hitmakers like Shonda Rhimes and Ryan Murphy in deals worth hundreds of millions. That strategy has been validated as competitors from Disney to AT&T have announced their own streaming services, and the market for licensing TV shows and movies has become increasingly crowded. Netflix needs original productions — and a lot of them — to sustain subscriber growth.

    But as Hastings noted, making a premium TV show requires a ton of money up front. And it's hard for investors and analysts to value what a piece of IP will be worth to Netflix over its lifetime — or even what Netflix’s entire library of TV shows and movies is worth in total.

    Some shows like "Friends," which Netflix recently renewed the rights to stream at a reported cost of up to $100 million, retain massive value as a part of the service's streaming library. But the value for other shows fades quickly. And the difficulty in judging that rate of deterioration makes it hard to value Netflix's new original shows and its library over time.

    That’s one reason why investors will breathe a sigh of relief when Netflix’s free cash flow turns positive, and the piece of Netflix’s accounting that requires a pinch of faith is made clearer. Until then, Netflix will continue to utilize billions in debt to fund its productions.

    But there are signs Netflix's free cash flow will turn positive in 2021, according to a recent note by Morgan Stanley analysts.

    “Even as spending grows, unit economics continue to improve, with margins benefiting from scale and pricing power: Exclusive global originals are a key driver of Netflix's model, resulting in higher engagement and lower churn,” the analysts wrote. “While the level of cash spend has increased, Netflix continues to drive higher contribution profits per subscriber, which is up over 30% annually for the last two years. As the gap between cash spend and content amortization closes, we see a path for free cash flow to reach breakeven in 2021E, with strong expansion thereafter fueled by continued subscriber adoption and ARPU growth."

    And it will only keep climbing from there, with the analysts expecting it to reach over $5 billion in 2023, and over $10 billion in 2025.

    Here’s a chart a chart showing how Morgan Stanley expects it to progress over the next few years:

    Screen Shot 2019 01 11 at 11.31.40 AM

    SEE ALSO: Netflix has been smacked with a lawsuit over 'Black Mirror: Bandersnatch' that claims it 'tarnishes' the 'choose your own adventure' trademark

    Join the conversation about this story »

    NOW WATCH: A drag ballet troupe has been performing around the world for nearly 50 years


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    The Insider Picks team writes about stuff we think you'll like. Business Insider has affiliate partnerships, so we may get a share of the revenue from your purchase.

    37754708_1638659432913176_390907204359684096_o

    • Suavs are stylish, packable shoes made from 3D-printed knit material.
    • They're lightweight, breathable, and can be bent into compact, travel-friendly shapes. 
    • Prices range from $50 - $110, putting them on par with other slip-ons like Allbirds and Vivobarefoot.
    • We tested out the company's $95 Zilker and $110 Legacy and were impressed. Find our full thoughts below.

    In the dreamscape of breathable, comfortable, (actually) good-looking sneakers, there are some noteworthy new players.

    The cult-favorite startup Allbirds makes comfortable sneakers and loungers from proprietary merino wool and tree leaves respectively, Vivobarefoot makes barefoot-like shoes that roll up to the size of a pair of socks, and Suavs — a name you likely recognize from targeted ads on Facebook or Instagram — is the latest addition to the scene. And it's a rather great one at that.

    Suavs are essentially flexible sneakers made from a soft, breathable 3D-printed knit. They have lightweight, non-slip rubber soles and removable, washable insoles so you don't have to wear socks. The ventilated uppers and sweat-wicking technology keep feet dry, and the flexible materials like rubber and knit make the shoes feel responsive and seamless to move in. They've been designed specifically to prevent blisters, and are sustainably manufactured to reduce material waste. For traveling, they can be bent into virtually any shape (ie. balled up to fit into a carry-on).

    All in all, Suavs are shoes primed for either traveling or everyday life: compact, lightweight, and low-maintenance. In terms of cost, they're pretty much on par with other breathable slip-ons, ranging from $50 - $110.

    Like many popular online startups, Suavs launched on Kickstarter. Its founders proposed creating one go-to pair of shoes for the office, happy hour, and your next trip. They raised over $150,000 altogether.

    Suavs shoes are unisex, but the site categorizes them by gender. For men, the shoe options are the classic $95 Zilker (shown above), the $50 Zilker in Air Mesh, and the $110 Legacy (a high-top). For women, it's the same with the addition of the $95 Barton (a loafer). Colors range from fiery red and salmon pink to neutrals, with emphasis on the latter.

    The Suavs site and option range is limited, but don't be fooled: the product is surprisingly good. The company sent us pairs to test, and we were impressed by how much we liked them. You can find our full thoughts below, but the consensus is that Suavs are one of the better options out there for travel-friendly and style-friendly shoes. The sizing can be off (read below for our tips), but they're generally comfortable, versatile, and worth the $90+ if their claims appeal to you. 

    Find our personal experiences with the Suavs shoes below:

    34459666_1562783243834129_5645966408761212928_n

    Mara Leighton, Insider Picks reporter: Suavs Zilker, Charcoal, $95

    These shoes will sneak up on you. You'll realize on Friday that you've already worn them three times to work this week. You're pulling them on to grab groceries and when you wake up knowing it's going to be a four-cups-of-coffee kind of day. Or, at least, that's how they've been for me.

    The Zilkers surprised me because they're just your average, un-offending sneaker in style. This makes them versatile, but I prefer my Allbirds Runners ($95) in terms of looks alone. What makes them so easy to default to, though, is how totally lightweight, packable, versatile, and comfy they are to wear. They go with jeans at the grocery store, leggings at the airport, and work pants at the office. They're generally breathable, have never given me blisters, and have a slender, flexible composition that makes them ideal for stuffing into a carry-on. The machine-washable insoles are also a big hygienic and low-maintenance plus.

    My one piece of advice is to size up if you're considering it and/or wear a half size. They only come in full sizes, and the shoes run on the snug end of the spectrum. 

    Connie Chen, Insider Picks reporter: Suavs Zilker, Heathered Grey, $95

    The Suavs Zilker is one of the few pairs of shoes I can honestly say requires zero break-in time. As much as I love my Allbirds Runners and Skippers ($95), even those admittedly rubbed up against my heel when I first wore them. The soft, knitted Suavs shoes, however, were ready to go from the moment I slipped my feet in. They’re light and very flexible, and even in the midst of a late summer heat wave, breathable. I got them in the versatile Heathered Grey, and plan on wearing them often, especially while traveling.

    16995974_1126834170762374_3959493481536780747_n 1

    Sally Kaplan, Insider Picks editor: Suavs Zilker, Heathered Grey, $95

    I found the Suavs to be almost exactly as comfortable as my Allbirds, albeit slightly less supportive. But that doesn't matter to me so much when I'm just out running errands or hanging out in my neighborhood, which is exactly what I'll continue using these shoes for. I wouldn't think twice about wearing these while walking around the city, but it's worth mentioning that they're not extremely cushioned, and the arch support isn't quite as significant as some other people might require on long walks. In terms of sizing, I'm a 7.5, but I ordered an 8 because they say to go up a half size. I can definitely confirm that advice.

    David Slotnick, Insider Picks senior reporter: Suavs Zilker, Heathered Grey, $95

    When I travel I always fight the impulse to bring an extra pair of sneakers or shoes, since they tend to take up so much room in my luggage. Suavs work perfectly as an exception — they pack flat and can even be folded or rolled up, so they’re easy to shove in the corner of your bag. They’re comfortable, too. I might not wear them as my primary shoe when I’m on a trip and know I’m going to do a lot of walking on paved city streets, but if my main pair gets soaked or ruined, they’ll definitely do the trick. You can wear them with socks, but they’ll look a bit weird — these shoes are definitely meant to be worn sockless or with no-shows.

    Fiery_Red_Angle

    Owen Burke, Insider Picks guides reporter: Suavs Legacy, Jet Black, $110

    I love how lightweight and flexible SUAVs are. They’re simplistic, comfortable, and supportive. If I have any bones to pick, they'd be that it's not as breathable as I had hoped, and I’ll probably put mine away until the summer humidity lifts. As far as sizing goes, I have trouble fitting into a size 12 in these shoes, though I'm usually no more than an 11 (though the company does recommend going up one size). Otherwise, they seem like they’ll last a while, and compress almost flat and are great for packing.

    Shop Suavs shoes here >>

    Join the conversation about this story »


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    donald trump border wall prototypes

    • A new Washington Post/ABC News poll found a majority of Americans blame President Donald Trump and Republican lawmakers for the partial government shutdown.
    • The poll also found that a minority of people polled support Trump's claims that there is a "crisis" at the southern border and its use to support a record-breaking shutdown.
    • Multiple other polls taken during the government shutdown have found that most people place the blame on Trump.

    A new Washington Post/ABC News poll found that a majority of Americans blame President Donald Trump and Republican lawmakers for the partial government shutdown.

    The poll comes as the shutdown broke the record for the longest in American history. It also found that a majority of Americans shied away from some of Trump's key positions that he is using to legitimize the shutdown.

    The poll found 53% of Americans blame Trump and Republican lawmakers for the shutdown, while 29% blame Democratic lawmakers.

    Though support for Trump's long-promised border wall, funding for which is at the heart of the shutdown, found a slight increase to 42% from 34% this month last year, 54% of Americans were found to still oppose the wall overall.

    Just under half of Americans disagree with Trump's claims of a "crisis" at the border, as 47% said the situation at the border was serious, but not a crisis.

    Read moreFrom airport lines to food inspections, here are all the ways the government shutdown is impacting the lives of average Americans

    Other polls released over the weekend back the conclusion found in the Washington Post/ABC poll. A CNN poll released Sunday shows 55% of respondents blamed President Trump more than Democrats in Congress for the shutdown. It also found the 56% of people oppose the proposed border wall.

    A YouGov poll released Tuesday found half of respondents think Trump is to blame. And a Reuters poll from Tuesday found that 51% believe that Trump "deserves most of the blame" for the shutdown.

    Also, an NPR poll from Friday found that just 3 in 10 believe that the government should be shut down until there is funding for the wall.

    The minority support for Trump's messaging reflects rebukes from top Democrats including House Speaker Nancy Pelosi, who has led calls for an end to the shutdown that was sparked by gridlock in Congress over Trump's demanded $5 billion to construct the wall.

    Pelosi said last week that the president should "stop holding the American people hostage and stop manufacturing a crisis, and must reopen the government." Trump has since objected to the term "manufactured crisis" as offensive to border agencies, often using anecdotes about individual crimes committed by undocumented immigrants to hit back at Democrats.

    The government shutdown has now gone on for 24 days. It has affected a slew of agencies and services for millions of Americans. As Trump digs in on his wishes for the border, Democrats have insisted there will be no money allocated for the wall, and the shutdown appears to have no end in sight.

    SEE ALSO: Trump reportedly hid records of his conversations with Putin from his own administration

    DON'T MISS: As the government shutdown over Trump's border wall rages, a journey along the entire 1,933-mile US-Mexico border shows the monumental task of securing it

    Join the conversation about this story »

    NOW WATCH: MSNBC host Chris Hayes thinks President Trump's stance on China is 'not at all crazy'


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    google walkout

    • Organizers of last year's Google Walkout, where thousands of employees left their desks to protest the company's handling of executive sexual misconduct cases, are launching a social media campaign called "End Forced Arbitration." 
    • Forced arbitration is an employment practice whereby workers are required to settle any disputes with management out of court, privately. 
    • The campaign will debut Tuesday, Jan. 15 at 9 am EST, and will feature interviews on Twitter and Instagram with sexual harassment and assault survivors, as well as experts.
    • The 'public education' campaign is meant to be an effort that sparks change throughout the industry, at Google and beyond.

    Organizers of last year's Google Walkout are not done yet. 

    After November's headline-making march, where thousands of Google workers across the world all left work in protest of the company's handling of executive sexual misconduct cases, some organizers are taking it one step further with a new effort called "End Forced Arbitration." 

    Forced arbitration is a widespread practice where employers require that workers resolve disputes with management privately, outside of a court of law. 

    In response to the Google Walkout, tech companies across the industry, including eBay, Airbnb, Facebook, and Google itself, made forced arbitration optional in cases of sexual assault. However, organizers believe that the change "provided no meaningful gains for worker equity nor an actual change in employee contracts or future offer letters," and calls on in the industry to ban the practice entirely in all cases, according to their statement. 

    The organizers claim that they've confirmed that Google and Facebook are still sending out offer letters to prospective new employees with its old arbitration policy fully intact. 

    Google and Facebook did not immediately respond to request for comment on Monday morning. 

    On Tuesday, January 15 starting at 9 am EST, the social media handle "@endforcedarb" will share interviews with sexual harassment survivors and experts as well as "facts about forced arbitration" throughout the day on Twitter and Instagram

    The campaign will feature stories from inside Google, but will not be limited to it: people from academic institutions, advocacy groups and government agencies sent in their own employment agreements, too, organizers say. 

    "Ending forced arbitration is the gateway change needed to transparently address inequity in the workplace," the statement said. 

    Tweets about what forced arbitration means will be shared on End Forced Arbitration's Twitter handle every hour on the hour, and interviews with survivors and experts will be posted on its Instagram every hour on the half hour.

    Got a tip about what it's like to work at Google after the walkout? Contact this reporter via email at mgebel@businessinsider.com or by Twitter DM @MeiraGebel

    SEE ALSO: Alphabet's board of directors is being sued for allegations that it covered up claims of sexual harassment by top executives

    Join the conversation about this story »

    NOW WATCH: Jeff Bezos is worth over $100 billion — here's how the world's richest man makes and spends his money


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    Alyssa Pagano: Over the weekend I sent about 128 text messages and I received 153. We use texting so much to just make a plan, ask someone a quick question. And in some ways, it feels like it actually takes longer, and it's a step backwards in communication. You know, I'm standing there in my kitchen typing and then waiting for the response when I could have just made a quick phone call and figured it all out in, like, one conversation.

    Another issue I have with texting is I feel like it kind of lends itself to miscommunication. When you're texting with someone, they can't always hear your tone of voice. Or if you're doing it quickly, you might not use punctuation correctly and the meaning can be misconstrued.

    So I decided I'm gonna try quitting texting for an entire week. I'm also not gonna use Facebook Messenger, Instagram DM, WhatsApp, any sort of messaging system. And I'm gonna use Slack on my computer because I need it for work, but I'm not gonna use it on my phone. So anytime someone texts me, I'll just call them if I need to respond. So the goal is to eliminate these quick back-and-forth conversations that happen through messaging platforms and to replace those with real conversations, which doesn't even sound like it should be that hard, but I've already received one text message while doing this interview.

    So this is my third day without texting, and I think that I've talked to about six of my friends on the phone.

    Are you at work?

    Your voicemail box is full.

    Can I call you later?

    Um.

    Okay, bye.

    I can text again! It's been a whole week, and it was actually really difficult and pretty inconvenient. I ended up spending a lot of time on the phone, which was nice in some ways, but also kind of annoying.

    There's just this expectation that's hard to get rid of. When someone sends you a text, they expect you to respond within a certain amount of time, and I just couldn't do that. So I was keeping a list on my phone of people who texted me so, at the end of the day, I would call them back.

    Remind me to call Adam at 7 p.m.

    Phone: Okay, I'll remind you.

    Pagano: And then, you know, that meant that some portion of my evening was me making a bunch of phone calls just to respond to people's text messages.

    Phone: Call has been forwarded to an automatic voice message system.

    Pagano: Hey Eliza, it's Alyssa. I'm just calling to respond to your text message. Anyway, I'm excited to spend the weekend with you too. One person, I had never spoken to on the phone in my life. We've never had a phone conversation, so it's like a new thing.

    Person on phone: That's kind of scary.

    Pagano: Yeah, yeah.

    Some of my friends responded differently than others. Like, the friends that I see all the time and communicate with all the time were just sort of annoyed by it, because it made their lives more inconvenient, and they had to wait longer for me to respond to a question. But then friends that I don't see as much or I don't talk to as much were touched by it. They really liked it. I ended up catching up a little bit with some people who maybe were just asking me a question, but I actually got to have a little conversation with them.

    I think texting can be more convenient for certain things, but calling someone is nice sometimes. And sometimes it makes plans happen faster. So this week without texting just makes me wanna be more thoughtful about when I use texts and when I use the phone. I think texting works better for some things and the phone works better for other things. But I just don't want texting to be the default.

    Phone: Two, zero, is not available. The mailbox is full and cannot accept any messages at this time, goodbye.

    Pagano: Goodbye.

    Join the conversation about this story »


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    A collection of Bitcoin (virtual currency) tokens are displayed in this picture illustration taken December 8, 2017. REUTERS/Benoit Tessier/Illustration

    Bitcoin is everywhere.

    The cryptocurrency is seemingly in the news every day as investors and businesses try to understand the future of this digital finance.

    But what is Bitcoin all about?

    Why is it suddenly on every financial news program?

    And what does it mean to you?

    Find out the answers to these questions and more in Bitcoin 101, a brand new FREE report from Business Insider Intelligence.

    To get your copy of the FREE slide deck, simply click here.

    Join the conversation about this story »


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    This story was delivered to Business Insider Intelligence "Fintech Briefing" subscribers. To learn more and subscribe, please click here.

    The UK is home to a vibrant and burgeoning neobank ecosystem, with a number of these startups having secured banking licenses in the last few years. These neobanks, including Monzo and Revolut, are increasingly being adopted by British consumers, per a survey of 2,000 UK consumers from finder.com.

    Reasons for Switching to Digital-Only Bank

    Currently, 9% of Brits, equating to 4.5 million people, have opened an account with a digital-only bank, according to the study. By 2024, a further 16% of the population, or 8.5 million people, intend to do the same.

    Here are some key findings from the survey:

    • Unsurprisingly, age is the most significant demographic factor for neobank adoption. Adoption of these tech-savvy services is currently highest among Gen Z (15%) and millennials (12%). In the next five years, the adoption rate across Gen X, millennials, and Gen Z will be around 20%, compared with 9% and 2% for baby boomers and the silent generation, respectively.
    • Convenience is the biggest driver of switching to a neobank, cited by 33% of respondents. Closely followed is getting better rates, which is cited by 31%, and ease of transferring money, selected by 28%. Although neobanks typically differentiate by offering personal finance management (PFM) tools, including insights and notifications on spending, this tied as the least cited reason for switching, at 22%.
    • Consumers who didn’t wish to switch overwhelmingly cited how well their bank has treated them (61%) as their core reason for staying. Almost half (49%) cited the option to speak to a person as a reason for not switching to a digital-only provider, while getting better rates (17%) and the hassle of opening a new account (17%) were the least cited reasons.

    While the results suggest neobank disruption is in full force in the UK, there is hope for incumbents.Major neobanks in the UK have attracted huge levels of funding and significant consumer numbers — Monzo, which recently raised an £85 million ($108 million) Series E, has opened more than 1.2 million accounts.

    And more neobanks continue to enter the space — Viola Black rolled out its services this year, while Chetwood Financial received authorization. However, despite this traction, 53% of UK consumers have no intention of switching at all, and that most of these consumers feel well treated by their bank indicates that incumbents are coming from a position of strength.

    Those that undertake their own digital transformation efforts to offer customers the experience and convenience they desire can safeguard themselves against the threats posed by their tech-savvy competitors, limiting attrition and boosting engagement for the long haul.

    Subscribe to a Premium pass to Business Insider Intelligence and gain immediate access to:

    Content like this delivered straight to your inbox daily
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    SEE ALSO: Latest fintech industry trends, technologies and research from our ecosystem report

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    Tim Cook United

    • Apple buys 50 business class flights every day from San Francisco to Shanghai, China, spending over $150 million per year on United Airlines. 
    • That's according to a photo of a "confidential" United sign posted to Twitter. 
    • Apple needs to fly its employees to Asia in order to keep an eye on its electronics supply chain. 

    There are some frequent flyer miles stacking up in Cupertino.

    The iPhone giant spends $150 million on a single airline per year, according to a photo of a United promotional sign posted to Twitter by LAflyer.

    Apple spends so much money flying its employees to China, where most of its products are manufactured, that it buys 50 business class seats daily from San Francisco to Shanghai, according to the sign.

    Shanghai is a logical connection to Zhengzhou and Shenzen, which have been called "iPhone Cities" for the amount of electronics hardware manufacturing that takes place there.  

    Apple also flies a lot of people to Hong Kong, and Taiwan Yaouyuan International Airport, presumably to stay close to its supply chain. Former Apple engineers have said that frequent travel to China is one of the defining features of some hardware roles at Apple. 

    The top non-manufacturing destination for Apple is London.

    The sign also revealed other top United clients, although they don't spend as much as Apple. Facebook, Roche, and Google all spend over $34 million on United flights per year, according to the sign. 

    One Apple employee who is not flying United is CEO Tim Cook, who flies private at the request of Apple's board. Cook spent $294,082 on private air travel in 2018, according to a recent SEC filing

    Neither United nor LAflyer immediately returned a requests for comment, but that shouldn't be surprising given the sensitivity of this information. At the bottom of the poster, small text says that it is "confidential information" and shouldn't be shared outside United. 

    SEE ALSO: Disappointing photos show what flying first class is really like

    Join the conversation about this story »

    NOW WATCH: I cut Google out of my life for 2 weeks, but the alternatives prove why Google is so much better


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    college students

    • Millennials are the generation of people born between 1981 and 1996.
    • A millennial Georgia Tech professor taught a class on "adulting" in 2016 to members of the youngest group of millennials.
    • She found several differences between her students and herself, including their relationships with technology, their familiarity with traditional libraries, and what's expected of them academically.

    Rebekah Fitzsimmons, a 34-year-old English professor at Georgia Tech, is a millennial.

    So are some of her students.

    But despite being members of the same generation, there are some pretty big differences between them.

    Those differences became apparent in 2016, when Fitzsimmons taught a course called "Adulting: Coming of Age in 21st Century America." Over the course of the fall semester, the class used digital media and historical texts to define what it means to be an adult in today's world.

    Fitzsimmons' students were some of the youngest members of the millennial generation, defined by Pew Research as the generation born between 1981 and 1996. Fitzsimmons is on the older end of that age range, a "xennial" on the cusp of Generation X.

    One of the most obvious differences Fitzsimmons noticed between her students and herself was their relationship with technology.

    "I'm on the upper edge" of the millennial generation, Fitzsimmons told Business Insider. "We had computer classes in school, and playing 'The Oregon Trail' is kind of a defining childhood memory."

    "I distinctly remember the day where we got the internet, and by the internet, I mean AOL on my mom's laptop that was plugged into the modem of our phone of our house. And my students look at me, they're like, 'I'm sorry, what? There were, like, four words in there that I don't understand.'"

    Read more:A college professor who taught a course on 'adulting' says millennials don't consider themselves adults until a milestone they're delaying longer than ever

    Another big difference came up in the library. Although her students were proficient at navigating the university library's online database and finding information on the internet, working with physical books proved a little more difficult.

    "I taught my students in the last couple of semesters, like, this is how you order a book, this is how you loan a book and use your library card to check out a book," she said. "And I have students that will ask questions like, 'OK, but how much does it cost?' And you're like, 'Oh, no, no, no. Library — it doesn't cost anything.'"

    "So in some ways, it's the exact same education, and in some ways, the delivery is different," she continued.

    The use of modern technology in the classroom was another thing that separated the two ends of the millennial generation. For Fitzsimmons' adulting class alone, students needed to know how to use social media, blogging platforms, and software for graphic design and film editing.

    "They're having to navigate just so many more things, just the digital fluency that's required for them to navigate," Fitzsimmons said.

    "All of those are skills that they're going to need to succeed in the modern workplace. And so it's just so much more, but it's still all condensed into the same amount of time."

    SEE ALSO: A college professor who taught a course on 'adulting' says millennials don't consider themselves adults until a milestone they're delaying longer than ever

    DON'T MISS: 23 things most millennials have never heard of

    Join the conversation about this story »

    NOW WATCH: Watch millennials try a McDonald's Filet-O-Fish for the first time


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    Ford Mustang Shelby GT500 Detroit Auto Show 2019

    • Ford said the new Mustang Shelby GT500 is the "most powerful street-legal Ford ever."
    • The Ford Mustang Shelby GT500 has a handmade 5.2-liter V8, making 700 horsepower.
    • It can be configured to be a drag strip or racetrack weapon, Ford maintained.


    DETROIT — At the 2019 Detroit auto show on Monday, Ford pulled the cover off what it called the "
    most powerful street-legal Ford ever," a beastly Mustang Shelby GT500.

    With a 5.2-liter, supercharged V8 roaring away a louvered hood scoop, the monster makes 700 horsepower/ And according to Ford, it can hurtle from 0-60 mph in the mid-three-seconds range. It's a muscle car. But it redefines muscle.

    Ford Mustang Shelby GT500 Detroit Auto Show 2019

    The GT500 ups the game on the already staggeringly powerful GT350 and joins Ford's growing Performance division lineup, which also features the $4oo,00-plus GT supercar that captured victory at the 24 Hours of Le Mans in  2016.

    The Shelbys are, of course, named for Carroll Shelby, the racing legend who led Ford to its historic win over Ferrari at Le Mans in 1966.

    Ford Mustang Shelby GT500 Detroit Auto Show 2019

    A seven-speed, dual-clutch transmission was derived from the Ford GT; it's a Tremec unit, "capable of shifts in under 100 milliseconds – markedly faster than any manual gearbox," the carmaker said.

    The newest Shelby will arrive later in 2019 for the 2020 model year with a pair of special handling packages on offer.

    The more ferocious of the two is the "Carbon Fiber Track Package," including 20-inch carbon fiber wheels, custom Michelin Pilot Sport Cup 2 tires, and an adjustable, exposed carbon-fiber track wing.

    "The rear seat is deleted to reduce weight," Ford said. As if you needed a rear seat!

    Ford Mustang Shelby GT500 Detroit Auto Show 2019

    The real showstopper might not be the carbon-fiber wing but the "massive ... louvered hood vent" with "a removable aluminum rain tray for better air extraction and increased downforce."

    Yes, this all sounds wildly over-the-top, but the GT500 is meant to challenge the beyond-bonkers specs of the Chevy Camaro ZL1 and the Dodge Challenger Hellcat. If you want more HP, you'll need to step up the 755 ponies of the Chevy Corvette ZR1.

    Ford didn't detail pricing, but the Mustang Shelby 500GT will go on sale later this year.

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    liam hemsworth miley cyrus

    • Miley Cyrus has shared a love letter to her new husband Liam Hemsworth to mark his 29th birthday.
    • The incredibly long message lists all the things she loves about Hemsworth, including the fact that he leaves his dirty socks on the floor and when they make breakfast together in the morning.
    • The couple married in December 2018 after a 10 year on/off relationship.

    Miley Cyrus has shared an incredibly long letter to her new husband Liam Hemsworth listing all the things she loves about him.

    On the occasion of his 29th birthday, the actor's new wife shared screengrabs of a message she'd sent to her husband — and it's so long she required four images to share the whole message on Twitter.

    Cyrus, 26, explained that she wanted to share some of her favourite things about her "favorite dude."

    The expansive list includes Hemsworth's tendency to go outside instead of checking his phone when Cyrus asks what the weather's like, the fact that he isn't too proud to ask for help, and the way he looks at their pets.

    "I love your dirty socks on the cloor cause that mean's you're home," Cryus wrote.

    "I love when you introduce me to a new band, so when you're away I can listen, and it feels like you're here."

    In the message, Cyrus also revealed that she and her husband often lie in bed at night looking through recipes before waking up and making breakfast together "while having a hot cup of coffee (almost as hot as you are)."

    "I love the way we speak in our own language," she continued. "Sometimes with just a look.

    "I love laying on the couch eating Chinese when we're hungover from the night before.

    "I love going to a random party and remembering basically everyone is fake AF out here and how lucky I am to share a life with someone so REAL."

    Cyrus also said she's not used to calling Hemsworth her husband rather than boyfriend.

    Read more: Everything you need to know about Miley Cyrus and Liam Hemsworth's 10-year relationship

    "Put simply... I love YOU. Unconditionally," she wrote. "In our time together you have displayed what it really means to love through all circumstances.

    "I respect you and you respect me. If the world had more of this type of understanding we wouldn't be building more walls but bridges."

    She ended the message by saying, "Thank you for giving me the happiest days of my life," and also posted an image of the couple from around the time they first met, 10 years ago.

    The couple tied the knot just before Christmas 2018 in Cyrus' Tennessee home. It was a low-key wedding with the A-list bride and groom's closest family in attendance.

    Cyrus and Hemsworth met 10 years ago on the set of "The Last Song" and proceeded to have an on/off relationship for a decade before finally marrying — their relationship history certainly bucks the trend of celebrities rushing into engagements after dating for mere months.

    And they've never shied away from publicly gushing about each other — in the aftermath of the California wildfires, Cyrus revealed she'd started referring to Hemsworth as her "survival partner" rather than "fiancé."

    Join the conversation about this story »

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    IHOP option 3.JPG

    • We tasted omelets from IHOP, Denny's, and The Cheesecake Factory to determine which one tasted best.
    • For comparison's sake, each omelet had the same ingredients inside: spinach, mushrooms, and bacon.
    • Each omelet had its high points, from the hash browns served on the side at IHOP to crisp bacon inside The Cheesecake Factory's version

    Whether eaten first thing in the morning, paired with a Bloody Mary over a lazy brunch, or devoured in the wee hours of the night, eggs are a delightful comfort food. And while it's fairly straightforward to whip them up yourself (and spice things up using these chef-recommended tips), sometimes you want that comfort and deliciousness with hash browns and pancakes (and without the cleanup).

    So where do you go for your omelet fix? The omelets we tried were from three chains:

    For consistency and a fair comparison, we ordered omelets with the same three ingredients inside: spinach, mushrooms, and bacon.

    IHOP's omelet had a surprising ingredient.

    I was surprised to learn that the omelets at IHOP are "made with a splash of buttermilk & wheat pancake batter," as was indicated on the menu, which is bad news from the lactose- and gluten- sensitive/intolerant folks out there.

    The massive omelet was large enough to feed two (and it did — my sister tagged along on this omelet adventure) and pretty standard when it came to taste. Toppings were layered between thin layers of fluffy egg, and the chopped up ingredients (including crumbled bacon bits) were evenly dispersed. Overall, it was a tasty omelet that left a fair amount of grease on the plate.

    Let's not forget about the sides, though. Sides were not technically part of this taste test, but it's worth noting that omelets at IHOP are served with a choice of buttermilk pancakes, hash browns, or buttered toast (or flavored pancakes or fresh fruit at an extra cost). We ordered the hash browns which were satisfyingly salty with a good crunchy top and by far the best side of the day.

    This omelet cost $13.26 (before tax); $10.29 plus $0.99 for each topping.



    Presentation-wise, The Cheesecake Factory was the clear winner.

    The Cheesecake Factory's create an omelet option is on the all-day menu and served with home fries plus your choice of white or wheat toast, an English muffin, or a bagel. This omelet was simply folded over with a good amount of fillings inside.

    I found the actual eggs to be a bit bland and lacking in salt compared to IHOP's, but when it came to the bacon The Cheesecake Factory pulled ahead. The bacon flavor was full-on at The Cheesecake Factory, which uses pieces of freshly cooked bacon instead of bacon bits. On my first bite, I immediately got the smoky taste, crunchy bite, and fatty texture of a perfectly cooked slice of bacon and it brought the omelet to the next level.

    Home fries with just the right balance of crunch and give plus the toasted whole wheat bread rounded out a solid plate of food.

    The Cheesecake Factory's custom omelet option cost $13.95 (before tax) and it comes with your choice of four toppings.



    Denny's omelet tasted delicious but didn't look the best.

    Just when we thought we couldn't eat any more eggs, we headed to Denny's, where my tasting partner and I diverged in our opinions.

    We found the plate of food served to us less than inspiring, with a fairly wet omelet, hash browns that we found slightly too greasy, and under-toasted white bread which appeared to have been sprayed with butter. Unlike the previous places we visited, we weren't asked to choose what accompanied our omelet; the sides were chosen for us.

    Despite not loving the presentation, this omelet tasted absolutely delicious and I couldn't stop eating it. 

    The Denny's build your own omelet cost $11.99 (before tax) and comes with four items, with additional items costing $0.89 each.

     



    See the rest of the story at Business Insider

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    soda supermarket grocery store

    Trucking moves 71% of the freight in the United States. And if it were to suddenly cease, the effects would be more drastic than you might expect.

    In May 2018, truck drivers in Brazil went on strike for a week, and it "paralyzed" the country in unexpected ways. As gas stations ran out of fuel, for instance, public transit halted. 

    "Without trucking, we would be naked, starving, and homeless," Mike Robbins, a longtime trucker and leader of trucker strike group Black Smoke Matters, told Business Insider. 

    A study by the American Trucking Associations outlined what would happen if truckers were to stop working. The effects would hit hospitals, gas stations, ATMs, grocery stores, and even your garbage can.

    And, of course, your Amazon Prime packages would be delayed. 

    Within the first day

    Basic medical supplies, like syringes and catheters, would be at risk of running out. Medication for cancer patients that use radiopharmacuticals, which only have a life span of a few hours, would expire. 

    During the 2018 truck strike in Brazil, a lack of medical supplies was a key choke point for the country. Government security forces escorted trucks with supplies to hospitals and doubled fines against striking truckers who were carrying medical cargo. 

    Mail and package delivery could stop if drivers in last-mile, as well as long-haul truck drivers, were to stop working.

    Read more: Thousands of truckers in a Facebook group called 'Black Smoke Matters' are planning a one-day nationwide strike this April

    Gas stations and grocery stores would start to run out of supplies. The ATA wrote that reports of a trucker work stoppage would stir up consumer panic, not unlike when hurricanes or other natural disasters lead to folks emptying grocery stores.

    "News of a truck stoppage — whether on the local level, state or regional level, or nationwide — will spur hoarding and drastic increases in consumer purchases of essential goods," according to the report. "Shortages will materialize quickly and could lead to civil unrest."

    Further up the supply chain, manufacturing delays would become rampant. Computer and auto manufacturers, for instance, build their goods as components are received throughout the day. Within just a few hours, a lack of truck deliveries of those components would "incur significant disruption costs and thousands of employees will be put out of work."

    Brazil trucker

    Within two to three days

    In 1974, truckers went on strike in the US for as long as three days in some areas. Around 100,000 truckers were laid off, and the National Guard was called in Ohio to deploy tear gas and forcibly remove trucks from blocking the highways. 

    That strike also led to food shortages nationwide. The ATA said in its report that, with a strike as long as three days, essentials like bottled water, powdered milk, and canned foods would be gone. 

    Read more: Truckers reveal in a new survey who they hate shipping for the most

    The consumer panic that developed during the first day of the strike would mushroom.

    ATMs would be cashless. Gas stations would run out of fuel. And garbage would begin piling up in urban and suburban zones rather than going to a landfill.

    "Uncollected and deteriorating waste products create rich breeding grounds for microorganisms, insects, and other vermin," the ATA wrote. "Hazardous materials and medical waste will introduce toxins as well as infectious diseases into living environments."

    And goods that are shipped over from Asia would stay in container ports on the West Coast. 

    Within a week or more

    An uncomfortable situation would become dire should truckers stop working for more than a week.

    Without truckers transporting fuel, most people and businesses would run out of gas. Most forms of transportation would no longer function — even airplanes would remain grounded, as trucks deliver 80% of the fuel used by the nation's airports.

    "Without access to automobile travel, people will be unable to get to work causing labor shortages and increased economic damage," the ATA wrote. "Without cars, many people cannot access grocery stores, banks, doctors, and other daily needs."

    Psychiatric hospital dangerous conditions

    Hospitals would begin to exhaust oxygen supplies by seven to 10 days into the work stoppage.

    Most alarmingly, America's supplies of clean drinking water would run dry in as little as two weeks. As the ATA wrote:

    On average, trucks deliver purification chemicals to water supply plants every seven to 14 days. Without these chemicals, water cannot be purified and made safe for drinking. Without truck deliveries of purification chemicals, water supply plants will run out of drinkable water in 14 to 28 days.

    Are you a truck driver with a story about the industry? Email the reporter at rpremack@businessinsider.com.

    Read the full report from the American Trucking Associations here.

    SEE ALSO: Thousands of truck drivers are organizing a strike in a Facebook group called 'Black Smoke Matters' — here's the origin of the provocative name

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    the weeknd

    • The Weeknd's new song "Lost in the Fire" has racked up seven million streams on Spotify in the few days since its release.
    • But not everyone is a fan of the lyrics.
    • People are calling him out for being "homophobic" on Twitter.
    • One lyric goes: "Well, baby, you can bring a friend/She can ride on top your face/While I f--- you straight."

    The Weeknd's new song, a collaboration with French producer Gesaffelstein called "Lost in the Fire," has already racked up more than seven million streams on Spotify in the few days since its release  — but it hasn't gone down well with everyone.

    In the song's second verse, The Weeknd describes dating a girl who "might be into girls." He seems to suggest being gay is "a phase," and he can "f--- her straight."

    Read more: People think The Weeknd is calling out his famous exes on his newly dropped songs

    Writer Jill Gutowitz tweeted about the lyrics, saying they were "f------ vile."

    "i used to joke that listening to The Weeknd was homophobic but the lyrics from his new song 'lost in the fire' are actually f---ing vile," she said. "In 2019 we're still doing "f--- you straight" and calling female queerness a 'phase?'"

    Musician Marika Hackman added to the criticism, saying The Weeknd had managed to "deride, fetishise and dismiss lesbianism all in one verse."

    The Weeknd has yet to respond to the criticism, but he did say in a tweet last week that there would be "no more daytime music," suggesting his material was going to get more controversial.

    INSIDER has reached out to a representative of The Weeknd for comment.

    Join the conversation about this story »

    NOW WATCH: 7 science-backed ways to a happier and healthier 2019 that you can do the first week of the new year


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    71Hou2D4guL._SL1500_

    • According to the FBI, property crimes rates have steadily decreased over the last 15 years, but burglaries still account for more than $15 billion in losses per year.
    • A good home security system will not stop a determined burglar, but it does an excellent job of scaring away the vast majority of thieves.
    • SimpliSafe is considered one of the best home security systems by experts and buyers alike because of its easy installation, endless customization options, and 24/7 professional monitoring.
    • Starting at $229.99 on Amazon for the home protection system plus $14.99 per month for monitoring and police dispatch, SimpliSafe is relatively inexpensive and doesn't require you to sign a contract.

    I live in Lansing, Michigan. My city has some of the highest violent and property crime rates in the United States. And, my neighborhood is among the worst in town. All of my neighbors have a story or three of someone breaking into their house and stealing whatever valuables they could grab quickly. In fact, a neighbor tells me that before I moved in, there were several burglaries in my house.

    So, when I came to town five months ago, I knew I'd need to take some protective measures to scare off ne'er-do-wells. Fortunately, SimpliSafe was game to send me a review unit of their all-new third-generation home security system to test out. Below are my experiences with it.

    My first experiences with SimpliSafe

    SimpliSafe's system uses Wi-Fi and cellular connections to send alerts. Each of the devices is also powered by batteries. This means that if the power is knocked out or your landline is cut, the monitoring stations will still get your signal. They have even made the keypad and base station "smash safe."

    The review set included 10 pieces of security equipment:

    • Base station — This is the brains of the operation. It also features the on-location siren that will hopefully chase off intruders. The base station communicates with all of the sensors, your smartphone, and the professional monitoring. SimpliSafe recommends installing this in a central spot in your home.
    • Keypad — The keypad is installed next to your main entrance so you can easily enter your PIN to turn it off when you get home. It also tells you if the alarm has been triggered and if there are any software updates.
    • Entry sensors (3) — These two-piece units go on doors and windows. They let you know when a potential point of entry is opened or closed.
    • Motion sensor — This uses infrared technology to tell if someone enters a room.
    • Glassbreak sensor — Installed on a wall or shelf within 30 feet of windows that are most likely to be broken into, the glassbreak sensor is triggered when it "hears" the specific frequency of glass breaking.
    • Panic button — I put this by my bed — you just push it if there is a threat that the other sensors didn't pick up.
    • Freeze sensor — This sensor monitors the temperature in your house and sends an alert if it gets too cold or too hot.
    • Water sensor — If your basement is flooding, you want to know right away. The water sensor will alert you.

    Installation of these units took a total of 45 minutes. This included reading the manual, installing the app, installing the sensors, and testing. There were no tools needed. All of the devices have adhesives on them that make it easy to stick them to the walls. They also come with screws if you want to mount them that way.

    Read more: The best security cameras you can buy for your home

    How SimpliSafe performed

    With SimpliSafe, you can self-monitor or pay $14.99 per month (no contract required) for 24/7 professional monitoring. If you choose to self-monitor, the onus is on you to assess the threat and contact the police when you receive an alert. Self-monitoring fails when you are in a compromised position and cannot contact the police.

    With SimpliSafe's professional monitoring and police dispatch, they call you when the alarm is triggered. If you don't answer, they contact the backup number. If the secondary contact doesn't answer, then a SimpliSafe representative calls 911. Because of false alarms tying up police resources, different municipalities have different processes for these calls. For instance, in order for a third-party to contact police on your behalf, some cities require you to register your security system and also provide some sort of audio or video proof of a crime in progress.

    I set off the alarm a couple of times. Within about 10 minutes of leaving the house after first arming the system, I got a call from SimpliSafe asking if I had an emergency event because the motion sensor had been triggered by my dog. I gave the representative my safe word, and there was no need for a police dispatch.

    The setup guide directs you on how to place the motion sensor if you have cats or dogs but not both. I have two cats and a dog. I emailed SimpliSafe's customer service on a Sunday evening for help on the correct placement of the motion sensor, and they got back to me the next morning. The service rep recommended installing the motion sensor upside down about four feet above the floor. This is because the sensor doesn't monitor upwards. So, people four feet tall and taller will set it off. Four-legged creatures will not. Once I resolved this, I didn't have any other false alarms from the motion sensor.

    The app is incredibly easy to use and makes it effortless to customize your experience. You can choose to get push notifications, SMS texts, or emails when any of your sensors are triggered. There is also an option to instantly sound the alarm. I set this up for when the glassbreak sensor is triggered.

    Read more: The best home security products you can buy

    Some concerns about the home security system

    At 95 decibels, the alarm is quite loud, but it may not reach all parts of your home. SimpliSafe instructs you to install the base station in a central location in your home. At first, we figured that would be the second floor of our three-story home. But, from the first floor, where intruders will likely enter, the sound of the siren was not as intense as we would have liked. So, we moved the siren to the first floor. It would be nice if SimpliSafe offered a few sirens throughout the home. For $60, SimpliSafe offer an extra-loud 105-decibel siren that can be used inside the home or outside to alert neighbors.

    I wanted to keep the key fob on my keychain for easy access, but I accidentally armed the system while it was in my pocket. At the time, I was next door talking to my neighbor and didn't have my phone on me. I faintly heard an alarm-like sound, but I assumed it was coming from elsewhere. Well, it turns out it was our system and my wife got a call from the SimpliSafe rep. Now, I just keep the key fob next to my bed to arm the system when I go to bed. I use the keypad when leaving the house.

    Lastly, there's a reported hack that can disarm the second-generation SimpliSafe system. The signals for the new third-gen system are encrypted and should protect against this hack. If you are concerned about this, I recommend not advertising that you are using a SimpliSafe system. Instead, consider purchasing generic signs off Amazon or elsewhere. Either way, it's important that you advertise that you have a security system. That should be enough to deter most scofflaws.

    Bottom line

    Even the best security system won't stop a determined burglar. But, when it comes to opportunistic crimes, a security system should be enough to ward off most criminals. In the five months we've lived here, we haven't had any security issues. And, my wife and I sleep easier at night knowing that our home is being monitored 24/7.

    Based on my experience, the third-generation of SimpliSafe's wireless home security system is everything it claims to be. I strongly recommend it for safeguarding your home.

    Buy the SimpliSafe Wireless Home Security System starting at $229.99 on Amazon

    Update 10/30/18: After this review was published, SimpliSafe contacted us to let us know about their video alarm verification. If you have the SimpliSafe Camera, the monitoring center will receive a short clip of what triggered the alarm and use it to verify the alarm for the police. They never have access to your camera so your privacy is protected. SimpliSafe says this reduces false alarms and often leads to faster dispatch and higher arrest rates.

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    This story was delivered to Business Insider Intelligence "Digital Health Briefing" subscribers hours before appearing on Business Insider. To be the first to know, please click here.

    As executives from health systems and payer, pharma, and genomics companies convened at this year's JPMorgan Chase Healthcare Conference, a common theme emerged: how to adapt to an industry facing disruption on all fronts.

    DNA Testing 23andMe

    Forced to confront big tech's march into healthcare, a new reimbursement model, and a fundamental shift in consumer expectations, incumbents touted adopting new business models and partnerships as pathways to success.

    Here's a glance at the most notable announcements incumbent executives made at JPMorgan Chase's annual healthcare conference:

    • Cerner announced a strategic shift to make its electronic health record (EHR) software more valuable to providers. CEO Brent Shafer stated Cerner’s transitioning from being an “EHR-centric” company to a "platform" organization, making it easier for developers to build apps into Cerner's software that enables artificial intelligence (AI) to improve physician workflow, per Politico. Cerner likely hopes adding ancillary services to its EHR platforms can boost its software sales, which accounted for 12% of revenue in Q3 2018, down from 17% in Q3 2014.
    • Provider organizations opened up on how digital health can drive growth. Twenty-five CEOs and CFOs of the leading US nonprofit health systems and hospitals, such as Spectrum and Mayo Clinic, shared their thoughts on how digital health can help providers thrive in the tumultuous modern healthcare sector, per Becker's Hospital Review. Executives cited the benefits of using virtual interactions to drive volume, meeting consumer expectations via advanced cost estimates, and forming venture funds to foster innovation.
    • Pharmacy players voiced potential methods to advance value-based care (VBC) in the pharma sector. VBC has taken root in other sectors of healthcare, but it is very much in its infancy when it comes to drug pricing, Blue Cross Blue Shield Association (BCBSA) CSIO Maureen Sullivan previously shared with Business Insider Intelligence. Novartis CEO Vas Narasimhan and CVS CEO Larry Merlo proposed solutions to help advance VBC in pharma, including establishing an independent organization that determines the value of drugs to bring more clarity to how medications are priced, and taking a greater focus on improving medication adherence, according to MedCity News.
    • Consumer genomics company 23andMe continued its push into healthcare services with a new partnership announcement.23andMe and chronic disease prevention startup Lark are teaming up to incorporate genetic test data into Lark's diabetes prevention software, allowing Lark health coaches to give customers more personalized care recommendations. The collaboration is part of a broader 23andMe pivot from providing consumers ancestry information to producing actionable health insights. In the past year, 23andMe’s also scooped up FDA approval for a home cancer test and a test to help consumers identify potentially dangerous medications.

    Subscribe to a Premium pass to Business Insider Intelligence and gain immediate access to:

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    SEE ALSO: THE DIGITAL HEALTH ECOSYSTEM: An in-depth examination of the players and tech trends reshaping the future of healthcare

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    eagle crest estate

    • A $180 million lottery winner is selling a massive California mountain estate for $26 million.
    • It includes a 16,000-square-foot house with a sauna, a 17-seat movie theater, a three-story elevator, and a 4,000-square-foot garage. 
    • The estate also comes with a fully operational buffalo ranch and a four-star steakhouse and saloon.

     

    A lottery winner is selling a massive California mountain estate for $26 million.

    The sprawling estate sits on 845 acres near the town of Oak Glen and includes a 16,000-square-foot house with a sauna, a 17-seat movie theater, a three-story elevator, and a 4,000-square-foot garage. 

    Rick Knudsen won the $180 million California Mega Millions jackpot in 2014, quit his job, and bought the house — which was still under construction — for $5.5 million, according to The Wall Street Journal. He went on to buy an adjacent buffalo ranch and another swath of land, piecing together 845 acres in total. The estate also includes commercial property in the nearby town of Oak Glen, where he established a steakhouse and saloon.

    The Eagle Crest Estate, listed with Craig Strong at Pacific Union International, is described as "the embodiment of natural luxury within an expansive mountainside setting."

    Here's a look at the massive estate.

    SEE ALSO: Shaq is selling his lakeside Florida mansion for $22 million, and it comes with a 17-car garage and a 6,000-square-foot basketball court — here's a look inside

    DON'T MISS: Jeff Bezos and his family own at least 6 massive properties across the US. Here's a look at the homes, from a sprawling Seattle estate to a set of historic NYC condos

    A lottery winner is selling his 16,000-square-foot mountain home that sits on 845 acres on Little San Gorgonio Mountain in Oak Glen, California, for $26 million.

    Source: Eagle Crest



    The owner, Rick Knudsen, won the $180 million California Mega Millions jackpot in 2014, quit his job, and bought the $5.5 million home, which wasn't yet finished and sat on about 50 acres at the time.

    Source: Wall Street Journal



    Knudsen went on to spend millions more on an adjacent 155-acre buffalo ranch and another 640-acre piece of land, as well as a steakhouse and saloon in town. It cost him about $11.5 million total.

    Source: Wall Street Journal



    See the rest of the story at Business Insider

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    Top 10 Trends digital media

    2019 will be a year of opportunities and challenges in the world of digital media.

    The digital duopoly of Google and Facebook will face unprecedented regulatory scrutiny, as Amazon muscles its way into the digital ad space.

    Meanwhile, pay-TV companies will continue to struggle as cord-cutting accelerates and TV consumption shifts to digital, and millennials and Gen Z will drive explosive growth in eSports.

    Find out about these transformational trends and more in Business Insider Intelligence’s Top 10 Trends in Digital Media slide deck.

    As an added bonus, you will gain immediate access to our exclusive Business Insider Intelligence Daily newsletter.

    To get your copy of this FREE slide deck, simply click here.

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    Jeanine Pirro Donald Trump

    • During an interview that aired Saturday, President Donald Trump said it was "he most insulting thing I've ever been asked" when Fox News host Jeanine Pirro asked if he was a Russian agent. 
    • It came as Washington reacted to incendiary reports from The New York Times and The Washington Post on the nature of Trump's relationship with Russia and its leadership. 
    • Trump on Monday denied that he had ever "worked for Russia" and called the fact that he was even asked the question a "disgrace."

    President Donald Trump on Monday said he "never worked for Russia" and said it was a "disgrace" he was even asked the question. 

    "I never worked for Russia and you know that answer better than anybody. I never worked for Russia," Trump told reporters. "Not only did I never work for Russia, I think it's a disgrace that you even asked that question because it's a whole big fat hoax. It's just a hoax."

    Trump's forceful denouncement of the question came after criticism stemming from his weekend interview with Fox News host Jeanine Pirro, who asked him if he was working for the Russian government against US interests. 

    "Are you now or have you ever worked for Russia?" she said.

    Trump did not directly answer the question with a "yes" or "no," and in response said, "I think it's the most insulting thing I've ever been asked."

    Read more:Meet Marina Gross, the interpreter who was the only other American in the room for Trump and Putin's 1-on-1 meeting in Helsinki

    A bombshell New York Times report published last weekend claimed the FBI opened an investigation into whether Trump was a Russian agent after his controversial firing of former FBI Director James Comey.

    In an apparent reference to the Times report during his interview with Pirro, Trump said: "I think it's the most insulting article I've ever had written, and if you read the article you'll see that they found absolutely nothing."

    Trump went on to reiterate his oft-repeated claim that no recent president has been tougher on Russia than him. 

    The Trump administration has taken significant steps to punish Russia for election interference at times, even as the president has repeatedly expressed skepticism as to whether the Kremlin truly did intervene in the 2016 presidential election.

    Read more:Here's a glimpse at Trump's decades-long history of business ties to Russia

    Meanwhile, Trump's amicable demeanor toward Russian President Vladimir Putin has amplified concerns about his relationship with Moscow and suspicions his campaign colluded with the Kremlin in 2016. The president has repeatedly denied the notion his campaign worked with the Russians. 

    The president was broadly criticized, in particular, after a July meeting with Putin in Helsinki, Finland, in which he appeared to side with the Russian leader over the US intelligence community. Trump also made the controversial choice to meet with Putin privately at the time, with an interpreter as the only other American in the room. 

    Read more: Trump reportedly hid records of his conversations with Putin from his own administration

    The Washington Post over the weekend published a report alleging Trump has gone to "extraordinary lengths" to conceal details and reports of his conversations with Putin from senior officials in his administration. During his Fox News interview, Trump claimed "anybody" could have listened to his Helsinki meeting with Putin. 

    On Monday, Trump expanded on the subject and attempted to downplay its significance when asked if he'd be willing to share the interpreter's notes from the Putin meeting. 

    "I just don't know anything about it. I read it this morning. It's a lot of fake news. That was a very good meeting. It was actually a very successful meeting ... I just know nothing about it," he said.

    Trump added: "We talked about Israel, we talked about the pipeline that Germany is paying Russia a lot of money – I don't think it's appropriate. We talked about that. We talked about many subjects, but I have those meetings one-on-one with all leaders including the president of China, including prime minister of Japan, Abe. We have those meetings all the time. No big deal."

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    NOW WATCH: MSNBC host Chris Hayes thinks President Trump's stance on China is 'not at all crazy'


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