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- 09/20/17--14:35: _The biggest winners...
- 09/20/17--14:35: _Here are the potent...
- 09/20/17--14:36: _We just got our cle...
- 09/20/17--14:38: _Apple just made a b...
- 09/20/17--14:42: _20 fast food salads...
- 09/20/17--14:45: _35 photos that show...
- 09/20/17--14:51: _TRUMP: I assumed wh...
- 09/20/17--14:52: _Paul Manafort repor...
- 09/20/17--14:53: _Meet the all-star t...
- 09/20/17--14:53: _Tropical Storm Jose...
- 09/20/17--14:55: _Trump’s threat to '...
- 09/20/17--15:02: _THE OMNICHANNEL FUL...
- 09/20/17--15:04: _Apple can patch bug...
- 09/20/17--15:13: _Big, beautiful phot...
- 09/20/17--15:17: _Bill Gates on if he...
- 09/20/17--15:18: _'Game of Thrones' s...
- 09/20/17--15:20: _Amazon is making no...
- 09/20/17--15:23: _Turkish state media...
- 09/20/17--15:38: _Kim Kardashian divi...
- 09/20/17--15:58: _Top senator says th...
- 09/20/17--14:35: The biggest winners and losers of a wild NBA offseason
- 09/20/17--14:42: 20 fast food salads, ranked by calories
- Some fast food salads are as caloric as burgers, or even more so.
- We chose 20 salads from seven popular fast food chains and ranked them based on calories.
- Arby's roast turkey farmhouse salad had 230 calories, the fewest of all the salads.
- Wendy's spicy Caesar chicken salad had 720 calories, the most of all the salads.
- Increasing online sales by offering cheaper, more convenient delivery options for online shoppers.
- Limiting the growth of shipping costs as online sales volumes increase by leveraging store networks for delivery.
- Keeping stores relevant by turning them into fulfillment centers that pull customers in to pick up online orders.
- Brick-and-mortar retailers must cut delivery times and costs to meet online shoppers’ expectations of free and fast shipping.
- Omnichannel fulfillment services can help retailers achieve that goal while also keeping their stores relevant.
- However, few retailers have mastered these services, which has led to increasing shipping costs eating into their profit margins.
- In order to optimize costs and realize the full benefits of these omnichannel services, retailers must undertake costly and time-consuming transformations of their logistics, inventory, and store systems and operations.
- Details the benefits of omnichannel services like click-and-collect and ship-from-store, including lowering delivery times and costs, and driving in-store traffic and sales.
- Provides examples of the successes and struggles various retailers have experienced with omnichannel delivery.
- Explains why retailers are having trouble managing costs with their omnichannel fulfillment efforts, which are eating into their profits.
- Lays out what steps retailers need to take to optimize costs for their omnichannel operations by placing inventory where it best meets customer demand.
- Emilia Clarke, of "Game of Thrones" fame, recently dyed her hair blonde.
- She shared her first styled selfie of the new hair color on Instagram.
- Fans are loving the change and praising her beauty.
- The retailer is looking into buying a small to mid-sized PBM. If the acquisition cost is under a certain price, the purchase wouldn't need board approval.
- If it's over a certain price, though, the purchase would need board approval.
- They also discussed the retailer partnering with a PBM.
- Kim Kardashian West posted an Instagram photo wearing a see-through top with her nipples exposed underneath.
- Kardashian blurred her nipples in the photo, partially censoring them.
- The photo is attracting divided opinions from fans in the comments section.
- Many people have shamed the reality TV star for showing her nipples in public as a mom.
- Others have argued that she shouldn't have blurred her breasts at all, and hoped that she would "free" her nipples.
The NBA truly has become a 12-month league.
Following an exciting, but somewhat disappointing NBA Finals rematch, the league did not slow down, as it launched into one of the wildest offseasons in recent memory.
This offseason saw big names like Paul George, Chris Paul, Kyrie Irving, Jimmy Butler, Gordon Hayward, Isaiah Thomas, and Paul Millsap change teams while other marquee players like Carmelo Anthony and Dwyane Wade are expected to be on the move soon.
Following such a wild offseason, here's our breakdown of who won and who lost the summer.
WINNER: Boston Celtics
Biggest additions: Gordon Hayward, Kyrie Irving, Jayson Tatum
Biggest losses: Isaiah Thomas, Avery Bradley, Jae Crowder, 2018 Nets draft pick
One thing to know: After finishing first in the East and making the Eastern Conference Finals, the Celtics made moves this offseason. That included signing Gordon Hayward, one of the best two-way wings in the NBA, then trading for Kyrie Irving. Losing Bradley and Crowder will hurt the Celtics' defense, but they added star power that should help them truly challenge the Cavaliers for the best team in the East.
WINNER: Oklahoma City Thunder
Biggest additions: Paul George, Patrick Patterson, Raymond Felton
Biggest losses: Victor Oladipo, Domantas Sabonis
One thing to know: The Thunder robbed the Pacers for Paul George to give Russell Westbrook a co-star just one year after losing Kevin Durant to the Warriors. There's risk, of course, that George leaves next summer and that Westbrook doesn't sign a long-term extension, but in the meantime, the Thunder should challenge for a top seed in the West once again.
LOSER: Indiana Pacers
Biggest additions: Victor Oladipo, Domantas Sabonis
Biggest losses: Paul George
One thing to know: The exact offers the Pacers turned down for Paul George are unknown, but many suspect they could have gotten a better deal for the All-Star forward. Oladipo is a 25-year-old combo guard on a bloated deal, Sabonis has potential as a future stretch four, but shot just 32% from three last year, and they didn't get a draft pick back. The return for George ranks low among what other teams have received for star players.
See the rest of the story at Business Insider
As the timeline for the latest Republican attempt to repeal and replace Obamacare comes into view, there is a scramble to understand the implications of a bill that wss only introduced seven days ago.
Among the effects would be a shift of spending in federal healthcare money. The GCHJ includes a formula that would dole out federal funds to states in up-front, lump-sum payments called block grants.
Experts say that would lead a system where some states would come out with a lot more funding, while most states would see a serious decrease in the money they get.
Avalere Health, a healthcare consulting firm, broke down which states would win and lose under the GCHJ.
"The Graham-Cassidy bill would significantly reduce funding to states over the long term, particularly for states that have already expanded Medicaid," said Caroline Pearson, senior vice president at Avalere, in a post on the findings. "States would have broad flexibility to shape their markets but would have less funding to subsidize coverage for low- and middle-income individuals."
The biggest winner would be Texas, which would see an additional $35 billion in funds through 2026, according to the analysis. The biggest loser would be California, which would see a decrease of $78 billion over the same timeframe.
All but two states that stand to gain funding under the plan voted for President Donald Trump in 2016.
Overall, Avalere found, federal funding to states for healthcare would decrease by $215 billion through 2026.
The legislation would do away with the block grants after 2026, meaning a significant source of funding would be suddenly cut off.
Avalere also examined the potential decline in funding through 2036 if the grants expire and are not renewed. In this case, federal funding toward healthcare would decrease by roughly $4.2 trillion dollars. Every state would see a decrease in funding against the current baseline, with a $4 billion cut for Wyoming and South Dakota being the smallest.
Here's a look:
President Donald Trump's base seems to be totally fine with him making recent overtures to Democrats, a Monmouth University poll showed Wednesday.
Respondents overwhelmingly said that Trump's dealings with Senate Minority Leader Chuck Schumer and House Minority Leader Nancy Pelosi were not a problem at all.
Monmouth asked those surveyed if Trump has either been too willing to work with Democrats, not willing enough, or has he shown the right amount of willingness.
Among Republican respondents, just 6% said Trump was too willing to work with Democrats. A whopping 88% said he was either not willing enough or had shown the proper amount of willingness to work across the aisle. When respondents who identified as "conservative" were asked, just 5% said Trump was too willing to work with Democrats. On the other hand, 87% of conservative respondents said he either showed the proper amount of willingness or should be more willing.
When Monmouth asked respondents from counties that Trump won over Democratic presidential nominee Hillary Clinton by more than 10 points last fall, 87% said Trump was showing the right amount of willingness or should be more willing to work with Democrats, while just 4% said Trump was too willing.
"Most of the president's supporters reject the criticism that he is caving on core principles and they accept Trump's assertion that he has to turn to Democrats if the GOP leadership keeps failing him," Monmouth University Polling Institute director Patrick Murray said.
The poll came after Trump spent the early parts of September reaching across the aisle to try and deal with Democrats on a number of issues, including the debt ceiling, immigration, and tax reform.
Trump, Schumer, and Pelosi first struck a deal earlier this month add a three-month suspension of the federal debt ceiling — and a continuing resolution to fund the government through early December — to a bill that would also include money for Hurricane Harvey relief. That agreement, which was reached during a White House meeting with Democratic and Republican congressional leaders, flew in the face of what House Speaker Paul Ryan and Senate Majority Leader Mitch McConnell were advocating.
Then, at a White House dinner with Schumer and Pelosi the following week, the three appeared to agree on the framework of a deal over how to handle young immigrants protected under the Deferred Action for Childhood Arrivals program, which protects immigrants in the country illegally who were brought to the US as minors.
Schumer and Pelosi said in a statement that the three"agreed to enshrine the protections of DACA into law quickly, and to work out a package of border security, excluding the wall, that's acceptable to both sides," as the Democratic leaders said in a statement following their dinner with the president.
Some conservatives and prominent Trump supporters blasted one of or both of the agreements, though other supporters expressed approval for Trump's dealings.
The Monmouth poll found that Trump's overall approval rating was 40%, which is roughly unchanged from its August poll.
"Donald Trump's approval rating continues to hold steady," Murray said. "Rampant speculation that recent overtures to Democrats would undermine critical support in his base is not supported by these results."
In other polls, Trump has experienced an uptick in support following his bipartisan efforts.
And in the Gallup daily presidential tracking poll, Trump saw his approval jump to 39% on Wednesday, a five-point increase from his presidential low of 34%, which he hit again earlier this month.
The Monmouth poll was conducted between September 15 and 19. The university surveyed 1,009 adults with a margin of error of 3.1 percentage points.
When you downloaded iOS 11, you may have noticed something new inside iMessage: a strip of app icons at the bottom of the screen.
The icons, called an app drawer, include a brand-new GIFs button, quick access to the App Store, the ability to send songs via Apple Music, and more.
The new app drawer is Apple's way of building off the changes it made to iMessage in iOS 10. Back then, Apple introduced a special iMessage App Store and added drawing features. But iOS 11 takes things one step further — and it's going to make your life a lot easier.
Here's how to use the new iMessage:
The app drawer will either pop up automatically when you open up a conversation, or it can be accessed by clicking the App Store icon next to the camera icon on the bottom. Once it appears, you can swipe left or right to check out all the apps.
The app drawer is where the drawing feature lives now. This feature was introduced last year with iOS 10 and it lets you send animated drawings through iMessage.
There's also a GIFs button that lives in the app drawer. The best part is that it's searchable, so you can quickly find the reaction you're looking for. Click on the GIF you want and it'll automatically pop into the text field.
See the rest of the story at Business Insider
The INSIDER Summary:
Fast food isn't always what it seems to be.
Promotional photos often look way more enticing than the actual food, and the salads served at chains are often way more caloric than you think (sometimes even worse than a burger, at McDonald's at least).
We rounded up 20 salads from seven popular fast food chains and ranked them by number of calories, according to information we found on the chains' websites. It's important to note that the calories from salad dressing are not included in any of these nutrition facts.
Also, keep in mind that whether or not a food is healthy is based on much more than just calorie count. This ranking does not take factors such as sodium or fat content into account.
Arby's roast turkey farmhouse salad: 230 calories
Subway Italian BMT salad: 230 calories
Carl's Jr. charbroiled chicken salad: 280 calories
See the rest of the story at Business Insider
Kaley Cuoco landed her breakout role on the sitcom "8 Simple Rules." Two years later, she snagged a lead role on "The Big Bang Theory" and has had parts in several movies since.
The actress has since become familiar with red carpets and high fashion, but that doesn't mean she hasn't had hiccups along the way.
These days, she has been consistently well-dressed for award shows, movie premieres, and various events, but no one — including Cuoco — was safe from early 2000s style. See how far she's come since then.
Amy Daire contributed to an earlier version of this post.
Kaley Cuoco wore a scrunched midriff shirt, wide black pants, and this black coat with obnoxiously long sleeves to a 2002 holiday party.
In 2003, Cuoco arrived at the Solstice Fashion Party in an interesting up-do and an even more interesting ensemble.
She rounded out the year at the film premiere of "Jeepers Creepers 2" where she wore ripped flare jeans and a Von Dutch trucker hat.
See the rest of the story at Business Insider
President Donald Trump on Wednesday praised the latest attempt from Senate Republicans to repeal and replace the Affordable Care Act, yet chided his party for a delayed and tedious process that has plagued his administration in its early months.
Trump commended the Graham-Cassidy-Heller-Johnson (GCHJ) legislation, saying it offered the best chance to repeal the "disastrous" law known as Obamacare.
"I think there is tremendous support for it," Trump said at the United Nations. "I actually think it is much better than the previous shot, which was very sadly let down. Again, you've been hearing about repeal and replace for seven years. They have a chance."
The statement followed tweets from the president Wednesday morning calling the new plan "GREAT!" Trump also blasted Sen. Rand Paul for his opposition to the bill.
Later Wednesday, Trump complained about the process by which Republicans have attempted to repeal and replace the law. He noted that the GOP promised to repeal the law for seven years — yet for the first eight months of the Trump administration have been unable to do so.
"I thought that when I won I would go to the Oval Office, sit down at my desk, and there would be a healthcare bill on my desk — to be honest," Trump said. "It hasn't worked out that way, and I think a lot of Republicans are embarrassed by it."
Experts say the latest Republican legislation would increase state flexibility for healthcare — but at the expense of billions of dollars in funding, weaker protections for people with preexisting conditions, and a significantly larger number of uninsured Americans.
Senate Majority Leader Mitch McConnell said Wednesday that he is planning to bring the bill to the floor next week.
Watch Trump's comments below:
President Donald Trump's former campaign chairman Paul Manafort offered to provide "private briefings" about the campaign to Russian billionaire and ally of Russian president Vladimir Putin, Oleg Deripaska, in an email on July 7, 2016, according to The Washington Post.
The email was read to the Post after it was handed over to special counsel Robert Mueller as part of his investigation into potential collusion between the Trump campaign and Russia during the 2016 election.
Manafort wrote the email to one of his employees at the time, Konstantin Kilimnik, a Ukrainian operative who has also come under FBI scrutiny in recent months. Manafort's references to Deripaska were cryptic, according to the Post — in some cases he only used the oligarch's initials, and never fully spelled out what he was requesting.
“How do we use to get whole?” Manafort wrote to Kilimnik last April, shortly after he was appointed as a campaign strategist.
Manafort's spokesman Jason Maloni told the Post that the emails were an attempt to collect past debts. But it is unclear what Manafort, who was intimately involved with the campaign at the time, was offering in exchange.
The news that Manafort was making offers to Deripaska through Kilimnik comes days after CNN reported that the FBI wiretapped Manafort after obtaining a warrant from the Foreign Intelligence Surveillance Court last August. He was surveilled at least into early 2017 after the campaign's contacts with Russians raised red flags for investigators.
Manafort's email referencing "private briefings" for Deripaska came roughly 10 days before Trump campaign representatives lobbied to alter the language of an amendment to the GOP's draft policy on Ukraine that denounced Russia's "ongoing military aggression" in Ukraine.
Manafort, who began advising the pro-Russia Party of Regions in Ukraine in 2004, has worked with Deripaska in the past. The Associated Press reported in March that Manafort had asked Deripaska to work with him in 2005 on a project Manafort said would "greatly benefit the Putin Government."
He reportedly used a shell company to receive millions of dollars from Deripaska roughly a decade ago, according to NBC, and has come under scrutiny for more than a dozen other bank accounts and companies he set up in Cyprus beginning in 2007 that were linked to offshore companies.
Deripaska took out quarter-page ads in the Wall Street Journal and Washington Post in March, after his payments to Manafort were revealed, announcing that he was "ready to take part in any hearings conducted in the US Congress on this subject in order to defend my reputation and name."
Mueller reportedly threatened to indict Manafort following an FBI raid on his home in July.
FBI agents left Manafort's home in Washington's northern Virginia suburbs "with various records," according to The Washington Post.The New York Times reported shortly afterward that investigators were looking for tax documents and foreign banking records.
Manafort has been cooperating with investigators' requests for relevant documents. But the search warrant obtained by the FBI in July indicates that Mueller managed to convince a federal judge that Manafort would try to conceal or destroy documents subpoenaed by a grand jury.
As the investigation into ties between President Donald Trump's campaign and Russian officials reportedly plows ahead at a breakneck pace, special counsel Robert Mueller has quietly assembled a formidable team of investigators whose resumés offer a glimpse into potential leads the probe is chasing.
Mueller's team boasts a storied amount of experience both prosecution and criminal defense, hailing from prestigious law firms like WilmerHale to top spots within various divisions of the Justice Department.
The lawyers, combined, possess a vast array of experience investigating financial fraud, corruption, money laundering, foreign bribery, and organized crime.
And Mueller's team has been on the offensive from the get-go — they have reportedly requested documents regarding some of Trump's most controversial decisions in the White House, and they have doggedly gone after Paul Manafort, Trump's former campaign chairman, executing a no-knock search warrant in July and even warning that they planned to indict him, according to The New York Times.
"They are setting a tone. It's important early on to strike terror in the hearts of people in Washington, or else you will be rolled, Solomon Wisenberg, who served as deputy independent counsel in the Whitewater investigation in the 1990s, told the Times. "You want people saying to themselves, 'Man, I had better tell these guys the truth.'"
Mueller's roster of lawyers has earned bipartisan acclaim for their wealth of experience, yet some members have come under fire from conservatives over their previous donations to Democrats. Some critics have even urged Trump to fire Mueller over the hires.
Trump himself has even weighed in:
"You are witnessing the single greatest WITCH HUNT in American political history — led by some very bad and conflicted people!" Trump wrote on Twitter in June.
Here are some of Mueller's hires:
Dreeben, the deputy solicitor general overseeing the Department of Justice's criminal docket, is widely regarded as one of the top criminal law experts in the federal government. He is working for Mueller on the investigation part-time as he juggles the DOJ's criminal appellate cases.
Dreeben is best known for having argued more than 100 cases before the Supreme Court — a feat that fewer than 10 other attorneys have accomplished in the court's history. Peers say his hiring reveals how seriously Mueller is taking the investigation, and how wide-ranging it ultimately could be.
"That Mueller has sought his assistance attests both to the seriousness of his effort and the depth of the intellectual bench he is building," Paul Rosenzweig, a former Homeland Security official and Whitewater investigator, wrote on the Lawfare blog.
Preet Bharara, the US Attorney for the Southern District of New York who was recently fired by Trump, called Dreeben one of the DOJ's top legal and appellate minds in modern times:
More importantly, Michael Dreeben is careful, meticulous, non-partisan, and fair-minded. His loyalty is to the Constitution alone. https://t.co/9a7jwHVH1K
Beyond possessing an "encyclopedic" knowledge of criminal law, lawyers who have worked with Dreeben say he also has a gift for anticipating questions his arguments will likely prompt, allowing him to prepare answers accordingly.
"He answers [questions] directly. He answers them completely. And he answers them exquisitely attuned to the concerns that motivated them," Kannon Shanmugam, a partner at the law firm Williams & Connolly who worked with Dreeben at the solicitor general's office, told the Law360 last year.
Weissmann joined Mueller's team after taking a leave of absence from his current job leading the DOJ's criminal fraud unit. He formerly served as general counsel to the FBI under Mueller's leadership.
Weissman also headed up the Enron Task Force between 2002 and 2005, for which he oversaw the prosecutions of 34 people connected to the collapsed energy company, including chairman Kenneth Lay and CEO Jeffrey Skilling.
He spent 15 years as a federal prosecutor in the eastern district of New York, where he specialized in prosecuting mafia members and bosses from the Colombo, Gambino, and Genovese families.
"As a fraud and foreign bribery expert, he knows how to follow the money. Who knows what they will find, but if there is something to be found, he will find it," Emily Pierce, a former DOJ spokeswoman under the Obama administration, told Politico.
Weissman is one of several attorneys in Mueller's team that has donated to Democrats, although he does not appear to have donated in the 2016 election. He gave $2,300 to President Barack Obama's 2008 campaign, and $2,000 to the Democratic National Committee in 2006, according to CNN's review of FEC records.
Rhee is one of several attorneys to resign from the WilmerHale law firm to join Mueller's investigation.
She also has two years of DOJ experience, serving as deputy assistant attorney general under former Attorney General Eric Holder. She advised Holder and Obama administration officials on criminal law issues, as well as criminal procedure and executive issues, according to her biography on WilmerHale's website.
As many critics of Mueller's investigation have pointed out, Rhee represented Hillary Clinton in a 2015 lawsuit that sought access to her private emails. She also represented the Clinton Foundation in a 2015 racketeering lawsuit.
Rhee is also one of the members of Mueller's team under scrutiny for her political donations, and has doled out more than $16,000 to Democrats since 2008, CNN reported. She maxed out her donations both in 2015 and 2016 to Clinton's presidential campaign, giving a total of $5,400.
See the rest of the story at Business Insider
Tropical Storm Jose is slowly meandering off the East Coast of the US and expected to bring heavy rain, dangerous surf, and tropical storm-force winds to southern New England Wednesday night.
Tropical storm warnings are in effect for parts of New England from Woods Hole, Massachusetts to Sagamore Beach Massachusetts, including Block Island, Martha's Vineyard, Nantucket, and Cape Cod, as of 5 p.m. ET on Wednesday. Those areas can expect tropical storm conditions within the next 12 hours.
Jose's center will most likely stay out at sea, but the NHC reported that the coast is feeling dangerous surf and rip currents because of the storm. Swells from Jose have also affected the Bahamas and Bermuda.
Even if Jose stays offshore as expected, parts of the coast and Mid-Atlantic are expected to experience powerful gusts of wind, heavy rainfall, and dangerous ocean conditions.
Jose was at one point a powerful Category 4 storm. It menaced parts of the Caribbean that had already been devastated by Hurricane Irma but turned north and spun a loop in the Atlantic. That weakened Jose to tropical storm status, but an Air Force "hurricane hunter" plane found that the storm strengthened again over the weekend.
As of 5 p.m. ET Wednesday, Jose had maximum sustained winds of 70 mph, with some higher gusts, and was moving northeast at 8 mph. The storm is expected to slow and move west sometime Thursday. Gradual weakening is expected over the next couple of days.
This year's Atlantic hurricane season has been unusually active, and we're just now at the peak time for storm activity.
Hurricane Maria, a powerful storm, is currently moving through the Caribbean. The hurricane has caused major destruction on the islands of Dominica, Puerto Rico, and St. Croix, and is moving near the Dominican Republic now.
Jose is a particularly big storm, so if it stays where it is, that could help keep Maria away from the East Coast of the US.
Rebecca Harrington and Mark Abadi contributed to this post.
President Donald Trump blasted North Korea's government in a speech at the United Nations General Assembly on Tuesday, threatening to "totally destroy" the recalcitrant nation and calling its leader, Kim Jong Un, "rocket man."
While many observers say Trump's speech was unprecedented at the UN, it's not surprising for Trump — it's a page straight out of the "madman" playbook.
And it's an approach that has a historical precedent in the international arena, as retired general David Petraeus said earlier this month, though it's not without its risks.
In his speech, Trump accused North Korea of torturing Otto Warmbier, an American college student who was imprisoned in the country for a little over a year and died after returning to the US, and said the regime was responsible for the "starvation and deaths" of millions of North Koreans.
"If this is not twisted enough, now North Korea's reckless pursuit of nuclear weapons and ballistic missiles threatens the entire world with unthinkable loss of human life," Trump said. "No nation on earth has an interest in seeing this band of criminals arm itself with nuclear weapons and missiles."
"Rocket man is on a suicide mission for himself and for his regime," he added. "The United States is ready, willing, and able, but hopefully this will not be necessary. That's what the United Nations is all about."
Though the North Korean delegation left the UN hall prior to Trump's speech, the president's rhetoric on North Korea's recent missile tests was clear: He would order the US military to wipe the country off the map if provoked.
The "madman" strategy, according to Petraeus, is a way of keeping the opposing side "off-balance" in a negotiation through a lack of consistency and threatening language.
For example, President Richard Nixon's Secretary of State, Henry Kissinger, would tell his Soviet counterparts during the height of the Cold War, "You know, Nixon's under a lot of pressure right now and, you know, he drinks at night sometimes, so you guys ought to be real careful," according to Petraeus.
"Don't push — don't push this into a crisis," Petraeus said, paraphrasing Kissinger's negotiation tactic.
Petraeus, who knows a thing or two about diplomacy, having commanded US and NATO troops in Afghanistan and served as the director of the Central Intelligence Agency under former President Barack Obama, warned that the "madman" strategy only works up to a certain point, until the other side — North Korea — views the US as irrational and decides to launch a nuclear weapon first. It only works if one side is actually acting rationally.
And Trump's "madman" rhetoric hasn't cowed North Korea, whose leader appears to be employing his own version of the "madman" strategy, to keep the US, its allies, and the larger international community guessing as to what his next move may be.
North Korea's state news agency threatened to use nuclear weapons to "sink" Japan and reduce the US to "ashes and darkness" a day prior to firing an intermediate-range ballistic missile over Japan earlier this month.
This is a preview of a research report from BI Intelligence, Business Insider's premium research service. To learn more about BI Intelligence, click here.
Brick-and-mortar retailers are caught on the wrong side of the digital shift in retail, with many stuck in a dangerous cycle of falling foot traffic, declining comparable-store sales, and increasing store closures.
More than 8,600 retail stores could close this year in the US — more than the previous two years combined, brokerage firm Credit Suisse said in a recent report. Meanwhile, e-commerce pureplays are riding the rise of digital commerce to success — none more so than Amazon, which accounted for 53% of online sales growth in the US last year, according to Slice Intelligence.
In response, many brick-and-mortar retailers have started to use omnichannel fulfillment methods that leverage their store locations and in-store inventory in order to better compete in e-commerce. These omnichannel services, including ship-from-store and click-and-collect, can help retailers manage the transition to digital by:
However, few retailers have mastered these new fulfillment services. While these companies have spent years optimizing their supply chain and logistics networks for delivering goods to their stores or directly to customers’ doorsteps, most have yet to figure out how to profitably bring their store locations into the e-commerce delivery process.
In a new report, BI Intelligence lays out the case for why retailers must transition to an omnichannel fulfillment model, and the challenges complicating that transition for most companies. We also detail the benefits and difficulties involved with specific omnichannel fulfillment services like click-and-collect, ship-to-store, and ship-from-store, providing examples of retailers that have experienced success and struggles with these methods. Lastly, we walk through the steps retailers need to take to optimize omnichannel fulfillment for lower costs and faster delivery times.
Here are some of the key takeaways from the report:
In full, the report:
You can also purchase and download the report from our research store.
Apple's new Watch made lots of headlines on Wednesday — but for all the wrong reasons.
The latest version of the company's wrist-worn gadget — the Apple Watch Series 3 with LTE — was found to have an embarrassing glitch.
It turns out that the watch's LTE cellular connectivity, which is supposed to let users make phone calls directly from their wrists and has been touted by Apple as a key selling point, doesn't always work very well.
Actually, it's a bug with the watch's Wi-Fi, but the end-result is the same: LTE doesn't work the way it's supposed to. Reviews of the device, which hits stores shelves on Friday, were merciless. Apple's stock fell as much as 3% at one point on Wednesday.
Apple is working on a fix, which will be delivered in a future software release, an Apple spokesperson told Business Insider.
But the issues with Apple's new watch don't stop at bad reviews, inconsistent wireless, or even a short battery life. (It can only manage an hour of talk time when using LTE.)
The problem with the Apple Watch Series 3 with LTE is that it's a sign that Apple has lost sight of the principle that led to its meteoric rise: Apple doesn't sell technology for technology's sake. It figures out what people want to do (even when people don't know it themselves) and provides technology to make it possible.
"Part of the hardest thing about coming up with new products is to figure out a really cool set of technologies that you can implement it with and make it easy, but also figuring out something that people want to do," late Apple CEO Steve Jobs once said. "We've all seen products that have come out that have been interesting but just fall on their face because not enough people want to do them."
Harvard Business School professor Clayton Christensen puts this same concept in a similar way he calls the "jobs to be done" theory. In an over-simplified nutshell, consumers don't buy technologies or products, they pick things that can complete specific jobs for them.
And recently, at least one Wall Street analyst has suggested that Apple has lost its ability to find new jobs to be done.
"[Apple chief design officer] Jony Ive's Industrial Design Group has shown a knack for identifying jobs even before consumers know of their need. The iPod's '1,000 songs in your pocket' was an example. Moreover, Apple's functional organization and metrics appear to align with the jobs to be done approach. Still, the company seems to be struggling to identify the jobs for Apple Watch and Apple Pay," UBS analyst Steven Milunovich wrote last year.
Beyond beach bums
So what's the Apple Watch Series 3 With LTE's job?
Here's the marketing copy Apple wrote on its website:
Answer a call from your surfboard. Ask Siri to send a message. Stream your favorite songs on your run. And do it all while leaving your phone behind.
Are these really jobs that consumers are trying to fill? Hardcore surfers who want to answer pressing business calls in the ocean seems like a niche.
Siri can already send a message from an iPhone, and there isn't a ton of evidence that that's a popular feature on the phone, anyway. Having the ability to leave your phone at home is a big deal for runners but that's still a subset of the general population.
Here's how Apple COO Jeff Williams introduced the new watch earlier this month:
Now you have the freedom to go anywhere with just your Apple Watch. This has been our vision from the very beginning and we believe built-in cellular make Series 3 the ultimate expression of Apple Watch. Now you can go for a run with just your watch and still be connected. You can leave your phone when you go to the beach or just run a quick errand. And it’s really nice to know you can be reached if needed while staying in the moment.
For Bluetooth and Wi-Fi connectivity, we developed a custom wireless chip, we call W2. There’s nothing else like it. It delivers up to 85% faster Wi-Fi while being 50% more power efficient for both Bluetooth and Wi-Fi. And we’ve added a barometric altimeter. So now you get flights of stairs climbed and elevation gains after a workout. We’re also releasing an app for developers. This can be great for skiing and snowboarding acts.
Of course, the biggest challenge of all was adding cellular. You see, our little watch is already packed, and you have to add antennas, radios, power amplifiers, a SIM card. And if you don’t do it right, it gets so big it looks like a house arrest bracelet and you’re not going to want to wear it.
Aside from this specific use case Apple keeps repeating that involves a beach bum who also needs to pick up important calls from the shore, the main sales pitch is focused on how impressive the device is technologically.
Selling the wrong thing
Sure, it's an achievement that Apple figured out how to make LTE wireless work on a such a small device, and managed to do it with same sized-battery as the previous, non-LTE model. But most people don't buy $400 gadgets because the cellular chip is so technically impressive.
One hour of "talk time" battery life may actually be a huge accomplishment given how power-hungry an LTE modem is. But for the average consumer, one hour of talk time sounds like a weakness, not a selling point.
The potential of the Apple Watch is easy to see. If it didn't have any battery issues, and it were slightly more powerful, it's easy to imagine it replacing a phone for some people. If and when it gets packed with more advanced sensors, it could become a critical tool that everyone needs to keep an informed eye on their health. And someday, if technology breaks the right way, you could leave your keys at home and use your watch as your universal ID to do everything from starting your car to unlocking the door at the office.
But consumers don't buy the potential of a product, they buy a device to fill a specific job in their lives today. And adding LTE to the Apple Watch doesn't really solve any additional use cases, except maybe for a runner. Instead, it seems like Apple released this cellular watch because it was on a hardware roadmap from two years ago — "this has been our vision from the very beginning"— and because it could.
And that's ultimately a much bigger problem with the Apple Watch than some pre-release glitches.
Who says a wedding gown needs to be white?
Japan-based wedding company Kuraudia Co. recently partnered with Walt Disney Japan Co., Ltd. for a collection of colorful princess-inspired wedding gowns – and they're absolutely gorgeous.
Disney shared high-resolution photos of some of the dresses with INSIDER. From Cinderella's ball gown to Belle's iconic yellow ballroom look from "Beauty and the Beast," the dresses channel six of Disney's most popular princesses.
If you already have your heart set on a Disney fairytale wedding, the dresses will be available for rent starting November 1. You'll have to be overseas if you want to get your hands on one, though. INSIDER confirmed with a Disney representative the collection will only be available in Japan.
Keep reading to see the these beautiful fairytale wedding gowns.
Disney Japan Co., Ltd. partnered with Japan-based wedding company Kuraudia Co. for a collection of Disney-inspired princess wedding gowns.
The gowns are inspired by six different Disney princesses: Belle ("Beauty and the Beast"), Cinderella, Ariel ("The Little Mermaid"), Rapunzel ("Tangled"), Aurora ("Sleeping Beauty"), and Snow ("Snow White").
Some dresses look like they popped right out of the movie, such as this interpretation of Belle's ballgown from "Beauty and the Beast."
See the rest of the story at Business Insider
Bill Gates, the Microsoft co-founder and the world's richest man, is not usually one to look back. Indeed, his first and most famous book to date was titled "The Road Ahead."
So it's no surprise that Gates had a philosophical answer when pressed at a Bloomberg event today on whether or not he regrets "control-alt-delete," the infamous two-handed keystroke for logging in to or restarting a Windows PC.
“You can’t go back and change the small things in your life without putting the other things at risk,” Gates said, according to a report in Quartz.
However, Gates does go on to admit that if he could change one thing without affecting linear time too harshly, he would have made it a single button.
This isn't the first time Gates has made this point, either: Back in 2013, Gates said that he originally intended for "control-alt-delete" to be a single button, but IBM got in the way. Back around 1980, when the two companies were collaborating on the original IBM PC, Microsoft couldn't get IBM to spare a dedicated button on the keyboard.
This is something that IBM PC co-creator David Bradley once copped to, during a panel discussion at a media event.
"I may have invented it, but Bill made it famous," Bradley said — leaving Gates, also sitting on the stage, looking somewhere between bemused and annoyed.
You can watch that moment here:
For all the second-thoughts about it, control-alt-delete has stuck around: It's still in current versions of Windows 10, now used primarily to access the task manager or to switch logged-in users quickly.
The INSIDER Summary:
"Mother of dragons meet Emilia, Emilia meet mother of dragons," the "Game of Thrones" star Emilia Clarke wrote on Instagram this Tuesday.
Clarke, a natural brunette, just dyed her hair full platinum blonde for the first time. Though her "Game of Thrones" character Daenerys Targaryen has silver-blonde hair, Clarke had always worn a wig.
On Wednesday, Clarke shared a selfie on Instagram which showed off the new hairstyle (this time dry and styled instead of wet and freshly cut).
Fans went nuts for the new photo, which racked up over 1.5 million likes in just two hours.
As usual, Clarke captioned the photo with a cheeky description and clever set of hashtags:
"The experiment continues. My IQ has stayed around average and my need to be near fire breathing creatures and uncomfortable seats made of iron has trebled. #hereslookingatyoukid #canyoutellthiswasshotonaniphone?
For more fun off-set antics from the "Game of Thrones" cast, follow these 13 actors and actresses.
An investment bank's report that Amazon is tip-toeing around the pharmacy space sent Wall Street scrambling to understand CEO Jeff Bezos' next move.
Analysts at Leerink Partners wrote that Amazon may be in discussions with mid-sized pharmacy benefit managers "in an effort to get into various contract arrangements."
Pharmacy benefit managers (PBMs) act as the gatekeeper between whoever is paying for your drug (Medicare, your insurer etc.) and whoever is selling the drug to you.
They manage lists called formularies that determine which drugs you can and cannot have. The companies first popped up in the 1960s to help insurers handle mountains of paperwork. Now PBMs navigate the expensive, opaque system that is American healthcare. About 80% of the market is controlled by the biggest three PBMs, Express Scripts, CVS Health and UnitedHealth Group.
"Our specialists indicated that Amazon may be speaking with mid-sized PBMs now in an effort to get into the pharmacy services space," said the Leerink report. "It may take ~24 months to get licensed in 50 states, but our specialists believe that this is the direction Amazon is moving in."
If you had your druthers
Andrew Miller, Vice President of Operations at of Detroit-based PBM Meridian Rx, doesn't think that necessarily has to take that much time for Amazon to enter the space.
"If I were Amazon... I'd be looking to buy a small mail order facility. Amazon's strength is obviously the distribution so if you bought a small mail order licensed in 50 states it would be plug and play," he said. "I think they're looking for an adjudication system, and I think they're looking for a network of pharmacies."
In its report, Leerink seems to imply that Amazon is talking about partnering up with a PBM once it has a pharmacy business. That's because the pharmaceutical business requires more than just your regular logistics company. You need to know how to navigate the healthcare system.
Leerink highlighted that in its report, addressing concerns that Amazon's entrance into the field would hit distributors the hardest.
From the report [emphasis ours]:
Throughout the trip, investors were very persistent in asking about the impact of Amazon. CAH [Cardinal Health] highlighted that the biggest risk could be home delivery of medical products, but the issue here is that medical billing is very complicated.
If a member wants a product delivered to his or her home, and if they want that product covered by his or her insurance, then making sure that the claim is sent to the plan in a proper format is critical. It is unclear to us, as of now, how Amazon would manage through this challenge.
A PBM could help with that. And maybe not just partnering with one. If you're Amazon not just buy a PBM and not have to deal with another party at all? If there's anything PBMs get knocked for, it's their lack of transparency. Critics accuse PBMs of having their hand in every part of the distribution chain — of taking rebates from drug companies in exchange for a good spot on formularies, for example.
So why would a giant like Amazon want to bother with all that?
Rumors and speculation
Miller told Business Insider that about 3 weeks ago he was contacted by a consultant doing research for an unnamed company with 270,000 employees in the retail space. The consultant said the company employed pharmacists.
"You get weird calls but usually you can figure out who they are pretty quick, this one I haven't been able to figure out."
This is what the consultant talked to Miller about:
"To my knowledge, they talked to seven to eight mid-level PBMs and the board was going to meet within the next month [as of 3 weeks ago] to decide its action," Miller said.
We asked Amazon if they were the ones poking around asking these questions, or if it employs pharmacists, and the company said that it simply doesn't respond to rumors and speculation. Amazon is also larger than the company described to Miller.
So maybe it's not just Amazon poking around. There are a couple other possibilities. Whoever else it is, they want a piece.
Turkey finalized its purchase of the Russian-made S-400 surface-to-air missile system earlier this month.
The acquisition has stirred concern in other NATO countries since it was first reported several months ago, and the sale comes at time of increased tensions between Ankara and the West, the US in particular, over the government of President Recep Tayyip Erdogan as well as the US-led campaign against ISIS in Syria.
Turkish state-run news agency Anadolu appeared to make pointed references to the S-400's potential use against NATO and US planes on Wednesday, when it tweeted out an infographic displaying the specifications of the S-400 and which US planes it could shoot down.
The graphic, as noted by Military Times, says the S-400 can react to targets in less than 10 seconds and can hit targets at a range up to 250 miles while traveling at about 10,000 mph. It also says the system can eliminate such US aircraft as the B-52 and B-1 bombers; F-15, F-16, and F-22 fighters; as well as surveillance aircraft and Tomahawk missiles.
Ankara's purchase of the S-400 raised alarm among other NATO countries for the consequences it would have for military cooperation as well as the signals it appeared to send about the contentious diplomatic relationships within the defense alliance.
Militarily, the missile system would not be interoperable with NATO defense systems and would not be subject to the same restrictions on deployments, meaning Turkey could put it in places like the Armenian border or Aegean coast.
The S-400 is Russia's most sophisticated missile-defense system (though Turkey is unlikely to get the most advanced version). It can detect and target manned and unmanned aircraft and missiles, and hit targets up to 250 miles away.
A Turkish official said this summer that the S-400 would not come with friend-or-foe-identification system, meaning it could be used against any target. Turkey has said that a domestic firm would install software so it could distinguish between friend and foe aircraft, but there are doubts that process is technically feasible.
Diplomatically, the sale seemed to be the culmination of a period of frosty relations between Turkey and its partners in Europe and the US.
Ankara has clashed with Germany in the wake of a failed coup against Erdogan, after Berlin criticized the Turkish government for a crackdown on people accused of involvement.
Turkish-US relations have also suffered because of the war in Syria, where the US backs Kurdish fighters who Turkey sees as aligned with the Kurdish PKK, which both the US and Turkey have designated a terrorist group.
Turkey has threatened to target US-backed Kurdish fighters in Syria several times.
The deal also underscores for many in the West who believe there is an increasingly cozy relationship between Russia and Turkey.
Some view the sale as another step by Moscow to undermine NATO — a sentiment Russian presidential adviser Vladimir Kozhin may have tried to nurture earlier this month by saying, "I can only guarantee that all decisions taken on this contract strictly comply with our strategic interests."
The INSIDER Summary:
Note: Although the image of Kim Kardashian West below is edited, her nipples are still partially visible.
This week, the "Keeping Up With the Kardashians" star posed for an Instagram photo wearing a see-through top without a bra underneath, exposing her nipples.
In the caption for the photo posted Wednesday, Kardashian explained her choice to censor her nipples in the image: "My Aunt Shelli called and yelled at me when she saw this pic. So @shellibird1 I blurred it for you!"
Although Kardashian has edited her nipples in the photo, the image has attracted divided opinions in the comments.
Many people shamed Kardashian for choosing to show her nipples on a public platform.
"No reason you should have your nipples out in public," one person wrote. "Thank God for those old school ladies with morals and values. Have some decency and class," another person commented.
Of course, some people played the mom-shaming card.
"Like seriously cover up .. your [sic] a mother," one person wrote. Someone else wrote a similar comment: "Nip city. You are a mother who needs to set an example for your kids." While a separate user asked: "Your [sic] a Mom, I don't understand why you feel like you have to be so revealing?"
Others pointed out that Kardashian has never seemed that concerned with hiding her body.
"But then again when did she ever care about showing her nipple," one commenter wrote. "Lol why does kim k mark out the nipple when she wore the shirt on purpose knowing you coukd [sic] see through it," someone else said. Another user eloquently wrote: "Lol she 'blurred' it but the nipple is still clear as day 😂. Not saying that's a bad thing tho haha."
However, some users took issue with the fact that Kardashian should have to blur her body parts at all.
"PSA - it's 2017!!! if showing your nipples is still frowned upon, we as people need to regroup," one commenter wrote. "They are nipples - literally EVERYONE has them! Showing nipples hurts NO ONE!!" Others echoed the same sentiment, writing "Nooooo free the nips," and "Nothing wrong with female nipples, show them if you want to!"
The reaction to her latest Instagram post is similar to the backlash she faced following her nude photo shoot for the Mert and Marcus art book earlier this September. Kardashian received the same kind of criticism — in the form of commenters arguing she was anti-feminist, and a "bad role model" as a mom — when she shared the above picture from the project that shows her climbing a tree while naked. Her nipples are also censored in that photo.
Kardashian responded to those negative comments by telling her critics – which included another celebrity mom, Sharon Osbourne – why she has embraced her naked body in photos.
"I post nude photos because I like how I look and I feel proud when I've lost all this baby weight and I post it because I feel like posting it and I feel powerful," Kardashian was quoted saying at a Harper's BAZAAR event earlier this month, according to Us Weekly. "But I've never been like the 'free the nipple' kind of girl so ... if I post a photo, I post it because I like how I look."
Given that Kardashian frequently faces criticism for her photos and yet continues to post more suggests that what she — and no one else — thinks is all that matters.
There are likely "a lot more" fake Facebook accounts affiliated with Russia than what the company has so far disclosed, the vice chairman of the US Senate Intelligence Committee, Mark Warner, said on Wednesday.
Warner, who is leading the committee's investigation into Russian interference with the 2016 presidential election, told CNN's Jake Tapper that the 470 fake accounts Facebook identified as having ties to Russia "doesn't pass the smell test."
He pointed to Facebook's removal of 30,000 fake accounts ahead of France's presidential election earlier this year as evidence that there were likely more than only 470 fake accounts used by Russia during the US election last year.
“To me that just doesn’t pass the smell test in terms of that number of accounts affiliated with Russia," he said. "I think there’s a lot more.”
Facebook disclosed earlier this month that $100,000 worth of ads were purchased on its platform by Russian-affiliated accounts during the months surrounding the US presidential election. The revelation has prompted investigators to call on Facebook and Twitter to testify in a public hearing on Russia's use of social media to influence the 2016 presidential election.
Warner said that the number of "dummy" accounts affiliated with Russia was “more significant” than the purchased ads because the accounts were used to "drive" the sharing of fake news stories and even organize real-world rallies opposing Hillary Clinton. He had previously said that Facebook's disclosure of Russian ads was just the "tip of the iceberg."
“The level of sophistication of some of this effort on the social media side and the level of targeting really leaves me with a lot of questions and questions we’re going to want Facebook to answer in public," Warner said Wednesday.
While a date for the hearing hasn't been set, Warner told CNN that Twitter would brief his committee on its findings next week.
A Facebook spokesperson said the company continues "to cooperate with the relevant investigative authorities." Twitter didn't respond to a request for comment.